6872 189th St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 6872 189th St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,147 sqft · built 1978
Lot Size	0.587 acres (25,570 sqft)
Owner	Individual Name on Record
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22808-0112-6484-0006`

Property Details

APN / Parcel Number

Primary APN	`22808-0112-6484-0006`
Alternative APN	`034 1039`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,147 sqft Living Area
Basement Area	1,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Roof Material	Asphalt
Lot Area	25,570 sqft (0.587 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	034 1039
Street Address	6872 189TH ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WISSOTA WOODS ADDITION LOT 6
Legal Range	08W
Legal Township	28N
Legal Section	01
Legal Subdivision	WISSOTA WOODS ADDITION
Legal Lot Number	6
Jurisdiction	CHIPPEWA WI
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2001
Census Tract	10700

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6872 189TH ST, CHIPPEWA FALLS, WI 54729-6413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Feb 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	6872 189TH ST, CHIPPEWA FALLS, WI 54729-6413
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	923042
Date	Sep 9, 2021
Instrument	923042

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	6872 189TH ST, CHIPPEWA FALLS, WI 54729-6413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	864157
Date	Jan 30, 2017
Instrument	864157

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 29, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	6872 189TH ST, CHIPPEWA FALLS, WI 54729-6413
Transaction Type	Mortgage
Record Updated	Mar 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	898294
Date	Feb 26, 2020
Instrument	898294

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Lafayette Town
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00 (+4.12%) Homeowner's exemption	$285,200 (-) Land $34,200 Building $251,000	$318,300 (+9.49%)
2023	$2,474.00 Homeowner's exemption	$285,200 Land $34,200 Building $251,000	$290,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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