6870 Pierce Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 6870 Pierce Rd, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,010 sqft · built 1996
Lot Size0.75 acres (32,670 sqft)
Owner2 Trust Names on File
Last Sale$340,000 (May 2025)
Tax Bill$4,773 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-13-4-19-3003-004

Property Details

APN / Parcel Number

Primary APN18-13-4-19-3003-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,010 sqft Living Area
1st Floor Area989 sqft
Basement Area989 sqft
Unfinished Basement989 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions322 ft deep x 100 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6870 PIERCE RD
CityFREELAND
StateMI
Zip48623-8624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionE 100 FT OF W 916.61 FT OF S 355 FT OF SW FRL 1/4 0.82 ACRE SEC 19 T13N R4E
Legal Range04E
Legal Township13N
Legal Section19
JurisdictionSAGINAW MI
Township / Civil DivisionKOCHVILLE
Census Block Group1
Census Block1012
Census Tract10200

Owner

6870 Pierce Rd is held in a trust since May 2025.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Trust Names on File
Mailing Address12518 SCOTT RD, FREELAND, MI 48623-9532
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Deed of Trust, Mortgage · Line of Credit
JOLT CREDIT UNION
Dec 12, 2022Warranty Deed, Transfer · Conventional Mortgage
JOLT CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2025 · Amount on File
Deed SaleMay 13, 2025 · Amount on File
Prior SaleDec 12, 2022 · Amount on File
Deed Document Number202511981
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address6870 PIERCE RD, FREELAND, MI 48623-8624
Transaction TypeMortgage
Record UpdatedMar 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6870 PLERCE RD, FREELAND, MI 48623-8624

Mortgage

Document Number0000004987
DateMar 16, 2023
Instrument2023004987
Lender
NameJOLT CREDIT UNION
TypeCredit Union
AddressSAGINAW, MI 48603
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMar 26, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateDec 12, 2022
Property Address6870 PIERCE RD, FREELAND, MI 48623-8624
Document Number0000031274
Instrument DateDec 8, 2022
Instrument2022031274
Transaction TypeTransfer
Record UpdatedDec 26, 2022
Title CompanyDIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6870 PIERCE RD, FREELAND, MI 48623-8624

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 BREAKER COVE DR, BAY CITY, MI 48708-8814

Mortgage

Document Number0000031275
DateDec 12, 2022
Instrument2022031275
Lender
NameJOLT CREDIT UNION
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueJan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 6870 Pierce Rd was $4,773.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionKochville Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$162,600$325,200
2025$4,773.00 Homeowner's exemption
2023$135,600$271,200
2022$2,878.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6870 Pierce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6870 Pierce Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
LakeNet
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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