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6870 Nelson St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6870 Nelson St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,490 sqft · built 2021
Lot Size0.315 acres (13,721 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Oct 2023)
Tax Bill$2,852 (2024)
Deeds & MortgagesSep 2023 Mortgage
Oct 2023 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN38-1S-27-0000-00477-0000

Property Details

APN / Parcel Number

Primary APN38-1S-27-0000-00477-0000
Alternative APN
  • S271380000004770000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,490 sqft Living Area
Gross Area1,998 sqft
1st Floor Area1,490 sqft
FlooringWood

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area13,721 sqft (0.315 acres)
Lot Dimensions151 ft deep x 91 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6870 NELSON ST
CityNAVARRE
StateFL
Zip32566-9748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*DESCRIPTION UPDATE FOR 2024** SECTION TWNSHP 1S RANGE 27W LOT 17 NELSON RD: COM AT SE COR OF SECTION 38; THN N00*0000E ALONG E LINE OF SAID SECTION 38, FOR 447.77 FT; THN N36*1442W 1107.32 FT; THN N40*5719W FOR 204.39 FT; THN N49*5402W FOR 102.05 FT
Legal Range27W
Legal Township1S
Legal Section38
Legal Lot Number17
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1229
Census Tract10802

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6870 NELSON ST, NAVARRE, FL 32566-9748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Deed of Trust, Mortgage
STARK CAPITAL LLC
Oct 12, 2023Warranty Deed, Transfer
ALLURE TITLE COMPANY
Mar 8, 2022Intrafamily Transfer, Transfer
Oct 2, 2019Warranty Deed, Transfer
EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TITLE INC - GULF

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2023 · Amount on Record
Deed SaleOct 12, 2023 · Amount on Record
Prior SaleOct 2, 2019 · Amount on Record
Deed Document Number202346254
Deed Book / Page4442 / 441
Prior Transfer DateMar 2, 2022
Prior Transfer Doc0042551218
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6870 NELSON ST, NAVARRE, FL 32566-9748
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8317 FRONT BEACH RD 29A1, 29A1, PANAMA CITY BEACH, FL 32407-4894

Mortgage

Document Number0044330676
DateSep 12, 2023
Book Page4433/676
Instrument202341504
Lender
NameSTARK CAPITAL LLC
TypeNon-Lending Institution
AddressCEDARHURST, NY 11516
Agreement
AmountAmount Recorded

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 12, 2023
Property Address6870 NELSON ST, NAVARRE, FL 32566-9748
Document Number0044420441
Book / Page4442 / 441
Instrument DateOct 11, 2023
Instrument202346254
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyALLURE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address325 EAGLE DR, PANAMA CITY BEACH, FL 32407-2823

Transferred To (Grantee/Buyer)

NameVerified Name
Address2864 MAPLE CIR, THOMPSONS STATION, TN 37179-9287

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMar 8, 2022
Property Address6870 NELSON ST, NAVARRE, FL 32566-9748
Document Number0042551218
Book / Page4255 / 1218
Instrument DateFeb 9, 2022
Instrument202213874
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2864 WINNERS CIRCLE DR, NAVARRE, FL 32566-8820

Transferred To (Grantee/Buyer)

NameVerified Name
Address8317 FRONT BEACH RD STE 29A1, 29A1, PANAMA CITY BEACH, FL 32407-4894

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 2, 2019
Property Address6870 NELSON ST, NAVARRE, FL 32566-9748
Document Number0038761003
Book / Page003876 / 001003
Instrument DateSep 30, 2019
Instrument44308
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyEMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TITLE INC - GULF

Transaction

AmountAmount Recorded
Tax$332.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6966 TURNBERRY CIR NAVARRE FL 325668839, NAVARRE, FL 32566-8839

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$244,117 (+2.8%) Land $32,000 Building $212,117$244,117 (+2.8%) Land $32,000 Building $212,117
2024$2,852.00 (+1.93%)$237,467 (+3.33%) Land $30,000 Building $207,467$237,467 (+3.33%) Land $30,000 Building $207,467
2023$2,798.00 (+5.07%)$229,821 (+6.04%) Land $24,000 Building $205,821$229,821 (+6.04%) Land $24,000 Building $205,821
2022$2,663.00$216,734$216,734 Land $22,400 Building $194,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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