Rutherford County property record for 687 Webb Rd, Ellenboro, NC 28040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,624 sqft · built 1965 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,401 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0331364 |
| Primary APN | 0331364 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,624 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Carport |
| Garage Area | 380 sqft |
| Carport | Carport |
| Carport Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 687 WEBB RD |
|---|---|
| City | ELLENBORO |
| State | NC |
| Zip | 28040-8397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1587013687080000; RES GROGG CRK |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | COLFAX |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 961002 |
687 Webb Rd is owned by two individuals who acquired it in November 2015.
Source: Rutherford County records, as of August 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 14515, ELLENBORO, NC 28040 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Oct 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 1, 2015 |
| Transfer Doc | 0011180279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jul 14, 2026 |
| Property Address | 687 WEBB RD, ELLENBORO, NC 28040-8397 |
| Document Number | 2104003959 |
| Book / Page | 2104 / 3959 |
| Instrument Date | Jul 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 687 WEBB RD, ELLENBORO, NC 28040-8397 |
| Document Number | 2104003959, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 2104/3959 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 687 WEBB RD, ELLENBORO, NC 28040-8397 |
| Document Number | 0020164048 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 687 WEBB RD ELLENBORO NC 280408397, ELLENBORO, NC 28040-8397 |
| Document Number | 0020164048 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 002016/004048 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2048 |
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,401.00 (+41.8%) | $167,200 (-) Land $15,000 Building $152,200 | $167,200 (-) Land $15,000 Building $152,200 |
| 2023 | $167,200 Land $15,000 Building $152,200 | $167,200 Land $15,000 Building $152,200 | |
| 2022 | $988.00 | ||
| 2021 | $988.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 687 Webb Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 687 Webb Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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