687 Watson Rd, Chester, CA 96020 Property Records

Plumas County property record for 687 Watson Rd, Chester, CA 96020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 1977
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Aug 2018)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-313-020-000`

Property Details

APN / Parcel Number

Primary APN	`100-313-020-000`
Alternative APN	`100-313-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	2,069 sqft
Basement Area	440 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	100-313-020
Street Address	687 WATSON RD
City	CHESTER
State	CA
Zip	96020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R
Legal Subdivision	VISION LAKE UN 01
Legal Lot Number	20
Jurisdiction	PLUMAS CA
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2010
Census Tract	501

Owner

687 Watson Rd is owned by two individuals who bought it in August 2018.

Source: Plumas County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	275 BAUER CT, EUGENE, OR 97404-3103
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage USAA FED'L SVGS BK
Aug 28, 2018	Grant Deed, Transfer · Conventional Mortgage USAA FSB
Oct 2, 2017	Grant Deed, Transfer
Sep 6, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Prior Sale	Oct 2, 2017 · Amount on File
Deed Document Number	20184528
Prior Transfer Date	Aug 30, 2017
Prior Transfer Doc	0000004921
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	687 WATSON RD, CHESTER, CA 96020
Document Number	0000006130
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	687 WATSON RD CHESTER CA 96020, CHESTER, CA 96020

Mortgage

Document Number	0000006130
Date	Oct 8, 2020
Instrument	6130

Lender

Name	USAA FED'L SVGS BK
Address	10750 W INTERSTATE 10, SAN ANTONIO, TX 78288-1600

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Aug 28, 2018
Property Address	687 WATSON RD, CHESTER, CA 96020
Document Number	0000004528
Map Reference	MB2 PG41
Instrument Date	Jul 25, 2018
Instrument	2018-0004528
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1010, CHESTER, CA 96020-1010

Mortgage

Document Number	0000004529
Date	Aug 28, 2018
Instrument	2018-0004529

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Oct 2, 2017
Property Address	687 WATSON RD, CHESTER, CA 96020
Document Number	0000005562
Instrument Date	Sep 21, 2017
Instrument	5562
Transaction Type	Transfer
Record Updated	Oct 25, 2017

Transaction

Amount	Amount on Record
Tax	$147.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PLUMAS CA
Recording Date	Sep 6, 2017
Property Address	687 WATSON RD, CHESTER, CA 96020
Document Number	0000004921
Instrument Date	Aug 28, 2017
Instrument	4921
Transaction Type	Foreclosure
Record Updated	Oct 20, 2017

Transaction

Amount	Amount on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 687 Watson Rd was $2,901.

Source: Plumas County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Plumas County
Unified School District	Plumas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$254,867 (+2%) Land $45,509 Building $209,358
2025	$2,901.00	$249,870 Land $44,617 Building $205,253
2023	$2,582.00 (+0.31%) Homeowner's exemption	$240,170 Land $42,886 Building $197,284
2022	$2,574.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 687 Watson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 Watson Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER PUBLIC U.D. serves 2,187 people · EPA ID CA3210009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Zito Media Fiber · Cable in parts of the area	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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