687 The Esplanade, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 687 The Esplanade, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,578 sqft · built 2005
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Company Names on Record
Last Sale	$426,000 (Oct 2005)
Tax Bill	$6,885 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-544-038`

Property Details

APN / Parcel Number

Primary APN	`025-544-038`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,050 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	687 THE ESPLANADE
City	PASO ROBLES
State	CA
Zip	93446-7145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PR TR 2457-3 LT 76
Legal Subdivision	TR2457-3
Legal Tract	2457-3
Legal Block	1
Legal Lot Number	76
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1052
Census Tract	10207

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	687 THE ESPLANADE, PASO ROBLES, CA 93446-7145
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC
Nov 18, 2025	Deed of Trust, Mortgage · VA Mortgage CENTRAL COAST LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2005 · Amount on Record
Deed Sale	Oct 21, 2005 · Amount on Record
Deed Document Number	200588711
Last Transfer Date	Jun 17, 2025
Transfer Doc	0000017643
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	687 THE ESPLANADE, PASO ROBLES, CA 93446-7145
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 THE ESPLANADE, PASO ROBLES, CA 93446-7145

Mortgage

Document Number	0000040245
Date	Dec 31, 2025
Instrument	2025040245

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	687 THE ESPLANADE, PASO ROBLES, CA 93446-7145
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 THE ESPLANADE, PASO ROBLES, CA 93446-7145

Mortgage

Document Number	0000035607
Date	Nov 18, 2025
Instrument	2025035607

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company
Address	MORRO BAY, CA 93442

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,500 (+35.95%) Land $321,300 Building $469,200
2025	$6,885.00 (+3.3%) Homeowner's exemption	$581,466 (+4.04%) Land $245,975 Building $335,491
2023	$6,665.00 (+1.77%) Homeowner's exemption	$558,888 Land $236,424 Building $322,464
2022	$6,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Ranch Wifi Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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