687 Smith Ave, Elba, AL 36323 Property Records

Coffee County property record for 687 Smith Ave, Elba, AL 36323

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1935
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Oct 2024)
Tax Bill	$567 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1103081000018000`

Property Details

APN / Parcel Number

Primary APN	`1103081000018000`
Alternative APNs	`619064` `617227` `10250`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	37,026 sqft (0.85 acres)
Porch	Patio
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	619064
Street Address	687 SMITH AVE
City	ELBA
State	AL
Zip	36323-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF LOT 46 SMITH AVE S D SE 200 TO POB.TH NE 105.15 SE 395.72 SW 105.45 NW 396.03 TO POB.CONT .96 AC
Legal Range	20E
Legal Township	5N
Legal Section	08
Legal Subdivision	SMITH AVE SUBD
Legal Lot Number	46
Jurisdiction	COFFEE AL
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2053
Census Tract	10400

Owner

Source: Coffee County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	687 SMITH AVE, ELBA, AL 36323-1613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 19, 2022	Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	2024384252
Deed Book / Page	227 / 761
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	Oct 30, 2024
Property Address	687 SMITH AVE, ELBA, AL 36323-1613
Document Number	00227A/761
Book / Page	227A / 761
Instrument Date	Oct 25, 2024
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	957 LERAY ST, WATERTOWN, NY 13601-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 SMITH AVE, ELBA, AL 36323-1613

Mortgage

Document Number	00227A0765
Date	Oct 30, 2024
Instrument	227A/0765

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	Apr 19, 2022
Property Address	687 SMITH AVE, ELBA, AL 36323-1613
Document Number	00209A/730
Book / Page	209A / 730
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 SMITH AVE, ELBA, AL 36323-1613

Mortgage

Document Number	000209A732
Date	Apr 19, 2022
Instrument	209A/732

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Coffee County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coffee County
Municipality	Elba City
Unified School District	Elba City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$567.00 (+8.41%)	$14,180 (+9.24%) Land $667 Building $13,513	$70,760 (+9.1%) Land $3,330 Building $67,430
2023		$12,980 (-)	$64,860 (-) Land $3,000 Building $61,860
2022	$523.00	$12,980	$64,860 Land $3,000 Building $61,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	134 (1990–2015)
Claims Outside the SFHA	90 of 134
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Dec 2009 · 70 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 21 claims Severe Storms, Tornadoes & Flooding, Mar 1990 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELBA, THE WW AND EB OF THE serves 5,262 people · EPA ID AL0000295
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Carbon tetrachloride resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000

May also be available: T-Mobile.

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