687 S Peppertree Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 687 S Peppertree Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,331 sqft · built 1997
Lot Size	0.164 acres (7,157 sqft)
Owner	Company Name on Record
Last Sale	$197,000 (May 1998)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Aug 2025 Transfer May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-21-173`

Property Details

APN / Parcel Number

Primary APN	`304-21-173`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,331 sqft Living Area
1st Floor Area	2,096 sqft
2nd Floor Area	1,235 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,157 sqft (0.164 acres)
Parking Spaces	3 Parking Spaces
Pool Area	484 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	687 S PEPPERTREE DR
City	GILBERT
State	AZ
Zip	85296-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	RANCHO CIMARRON MCR 380/25
Legal Range	06E
Legal Township	01S
Legal Section	16
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	RANCHO CIMARRON
Legal Lot Number	145
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	687 S PEPPERTREE DR, GILBERT, AZ 85296-3208
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Intrafamily Transfer, Transfer
May 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 15, 1998 · Amount on Record
Deed Sale	May 15, 1998 · Amount on Record
Prior Sale	May 15, 1998 · Amount on Record
Deed Document Number	0000409249
Deed Book / Page	304
Last Transfer Date	Aug 29, 2025
Transfer Doc	0000503086
Record Updated	Jun 8, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 29, 2025
Property Address	687 S PEPPERTREE DR, GILBERT, AZ 85296-3208
Document Number	0000503086
Instrument Date	Aug 22, 2025
Instrument	20250503086
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	687 S PEPPERTREE DR, GILBERT, AZ 85296-3208

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	687 S PEPPERTREE DR, GILBERT, AZ 85296-3208
Document Number	0000590026
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	687 S PEPPERTREE DR GILBERT AZ 852963208, GILBERT, AZ 85296-3208

Mortgage

Document Number	0000590026
Date	Jul 2, 2020
Instrument	590026

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	687 S PEPPERTREE DR, GILBERT, AZ 85296-3208
Document Number	0000147944
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	687 S PEPPERTREE DR GILBERT AZ 852963208, GILBERT, AZ 85296-3208

Mortgage

Document Number	0000147944
Date	Mar 4, 2019
Instrument	147944

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	687 S PEPPERTREE DR, GILBERT, AZ 85296-3208
Document Number	0000750092
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 S PEPPERTREE DR GILBERT AZ 852963208, GILBERT, AZ 85296-3208

Mortgage

Document Number	0000750092
Date	Oct 10, 2017
Instrument	750092

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,620 (-0.26%)	$616,200 (-0.26%) Land $123,200 Building $493,000
2025	$2,786.00 (+3.22%)
2024		$61,780	$617,800 Land $123,500 Building $494,300
2023	$2,699.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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