687 S 5th St, Independence, OR 97351 Property Records

Polk County property record for 687 S 5th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 856 sqft · built 1913
Lot Size	0.116 acres (5,049 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Feb 2022)
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`08428-BD-07100`

Property Details

APN / Parcel Number

Primary APN	`08428-BD-07100`
Alternative APN	`206248`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	856 sqft Living Area
Gross Area	916 sqft
1st Floor Area	856 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,049 sqft (0.116 acres)
Porch	Enclosed Porch
Porch Area	60 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	206248
Street Address	687 S 5TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ONE STORY
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS ADDITION TO INDEPENDENCE
Legal Block	3
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3049
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

687 S 5th St is owned and occupied by an individual who bought it in February 2022.

Source: Polk County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	687 S 5TH ST, INDEPENDENCE, OR 97351-1923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 2, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Feb 12, 2019 · Amount on File
Deed Document Number	20222616
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Feb 28, 2022
Property Address	687 S 5TH ST, INDEPENDENCE, OR 97351-1923
Document Number	0000002616
Map Reference	VOL 1 PG 38
Instrument Date	Feb 25, 2022
Instrument	2022-002616
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 S 5TH ST, INDEPENDENCE, OR 97351-1923

Mortgage

Document Number	0000002617
Date	Feb 28, 2022
Instrument	2022-002617

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK OR
Recording Date	Jan 2, 2018
Property Address	687 S 5TH ST, INDEPENDENCE, OR 97351-1923
Document Number	0000000030
Instrument Date	Jan 2, 2018
Instrument	30
Transaction Type	Transfer
Record Updated	Jan 8, 2018

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5985 DENPOINTE ST SE SALEM OR 97306, SALEM, OR 97306

Tax Assessment & Valuation

The 2025 property tax bill for 687 S 5th St was $1,585, up 3.7% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,500 (+2.99%) Land $34,160 Building $55,340	$290,400 (+6.88%) Land $150,000 Building $140,400
2025	$1,585.00 (+3.73%)	$86,900 (+3%) Land $33,170 Building $53,730	$271,710 (-5.45%) Land $135,000 Building $136,710
2024	$1,528.00 (-2.49%)	$84,370 (+2.99%) Land $32,200 Building $52,170	$287,380 (-1.93%) Land $137,000 Building $150,380
2023	$1,567.00 (+8.9%)	$81,920 (+2.99%) Land $31,270 Building $50,650	$293,030 (+13.3%) Land $138,200 Building $154,830
2022	$1,439.00	$79,540 Land $30,360 Building $49,180	$258,630 Land $117,500 Building $141,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 687 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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