687 Roosevelt Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 687 Roosevelt Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 938 sqft · built 1952
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Aug 2023)
Tax Bill	$2,690 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-48768-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48768-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Width	70 ft Width
Garage Area	246 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other

Location & Zoning

Street Address	687 ROOSEVELT RD
City	SAINT CLOUD
State	MN
Zip	56301-4874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 16 & E'LY 70' OF LOT 17 BLK 3 EDNA A MURPHYS ADD SECTION 15 TOWNSHIP 124 RANGE 028 EDNA A MURPHYS ADD SECTION 15 TOWNSHIP
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	EDNA A MURPHYS ADD
Legal Block	3
Legal Lot Number	16-17
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3003
Census Tract	601

Owner

Source: Stearns County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	687 ROOSEVELT RD, SAINT CLOUD, MN 56301-4874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 14, 2023	Warranty Deed, Transfer KEY TITLE
Mar 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Deed Document Number	20231565739
Prior Transfer Date	Feb 2, 2017
Prior Transfer Doc	0000T40734
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Aug 3, 2026
Property Address	687 ROOSEVELT RD, SAINT CLOUD, MN 56301-4874
Document Number	0000047188
Instrument Date	Jun 30, 2026
Instrument	202647188
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 ROOSEVELT RD, SAINT CLOUD, MN 56301-4874

Mortgage

Document Number	0000047188,
Date	Aug 3, 2026
Instrument	202647188

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2053

Interest

Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 14, 2023
Property Address	687 ROOSEVELT RD, SAINT CLOUD, MN 56301-4874
Document Number	0000T45485
Instrument Date	Aug 2, 2023
Instrument	T45485
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	KEY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 ROOSEVELT RD, SAINT CLOUD, MN 56301-4874

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 1, 2017
Property Address	687 ROOSEVELT RD, SAINT CLOUD, MN 56301-4874
Document Number	0000T40734
Instrument Date	Feb 2, 2017
Instrument	T40734
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	687 ROOSEVELT RD, SAINT CLOUD, MN 56301-4874

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,690.00 (+23.96%)	$196,800 (-) Land $30,000 Building $166,800	$196,800 (-) Land $30,000 Building $166,800
2025	$2,170.00 (+7.53%) Homeowner's exemption	$196,800 (+4.18%) Land $30,000 Building $166,800	$196,800 (+4.18%) Land $30,000 Building $166,800
2023	$2,018.00	$188,900 Land $30,000 Building $158,900	$188,900 Land $30,000 Building $158,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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