Monroe County property record for 687 Pine Ln, Big Pine Key, FL 33043 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1990 |
| Lot Size | 0.332 acres (14,469 sqft) |
| Owner | Individual Name on File |
| Last Sale | $815,000 (Aug 2021) |
| Tax Bill | $8,476 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 00286020-000000 |
| Primary APN | 00286020-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,330 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,469 sqft (0.332 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,254 sqft |
| Deck Area | 20 sqft |
| Patio Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1358215 |
|---|---|
| Street Address | 687 PINE LN |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 WHISPERING PINES PLAT NO 3 BIG PINE KEY PB4-59 OR401-1088 OR404-813 OR573-779 OR960-808 OR960-810 OR960-811 OR1093-1989 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 24 |
| Legal Subdivision | WHISPERING PINES NO 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 971401 |
Source: Monroe County records · APN 00286020-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 687 PINE LN, BIG PINE KEY, FL 33043-4624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on Record |
| Deed Sale | Aug 20, 2021 · Amount on Record |
| Prior Sale | Jul 20, 2015 · Amount on Record |
| Deed Document Number | 2336487 |
| Deed Book / Page | 3121 / 504 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 20, 2021 |
| Property Address | 687 PINE LN, BIG PINE KEY, FL 33043-4624 |
| Document Number | 0031210504 |
| Book / Page | 3121 / 504 |
| Map Reference | MB 4 PG 59 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2336487 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,705.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5256 AMNDERSONTOWN RD EXT, 5256, DOVER, PA 17315 |
| Name | Verified Name |
|---|---|
| Address | 687 PINE LN, BIG PINE KEY, FL 33043-4624 |
| Document Number | 3121507 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 3121/507 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Number | 0031210518 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 3121/518 |
| Instrument | 2336490 |
| Name | GEORGIAS OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $945,792 (+15.06%) Land $650,789 Building $295,003 | $945,792 (+15.06%) Land $650,789 Building $295,003 | |
| 2024 | $8,476.00 (+10.35%) | ||
| 2023 | $7,681.00 (+9.09%) | $821,988 (+10.99%) Land $547,879 Building $274,109 | $821,988 (+10.99%) Land $547,879 Building $274,109 |
| 2022 | $7,041.00 | $740,615 Land $463,590 Building $277,025 | $740,615 Land $463,590 Building $277,025 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures