687 Peach Tree Ln, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 687 Peach Tree Ln, Franklin Lakes, NJ 07417

Property Summary

Property TypeSingle Family Home
Details1,936 sqft · built 1966
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on File
Last Sale$625,000 (Jul 2018)
Tax Bill$11,405 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-02309-0000-00001-05

Property Details

APN / Parcel Number

Primary APN20-02309-0000-00001-05
Alternative APNs
  • 20023090000000010005
  • 24630

Interior

Stories1 Story
Building Area1,936 sqft Living Area
1st Floor Area1,936 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeFrame
Lot Area40,946 sqft (0.94 acres)

Location & Zoning

Account Number24630
Street Address687 PEACH TREE LN
CityFRANKLIN LAKES
StateNJ
Zip07417-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA40
Legal Description.94 AC
Legal SubdivisionVIEW SUB SEC 1
Legal Block2309
Legal Lot Number1.05
JurisdictionBERGEN NJ
Township / Civil DivisionFRANKLIN LAKES
Census Block Group1
Census Block1013
Census Tract20200

Owner

687 Peach Tree Ln is owned and occupied by two individuals who bought it in July 2018.

Source: Bergen County and Franklin Lakes Borough records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address687 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jul 12, 2018Executor's Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2018 · Amount on File
Deed SaleJul 12, 2018 · Amount on File
Deed Document Number201818-049608
Deed Book / Page2995 / 937
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address687 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2310
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2310

Mortgage

Document Number0056650092
DateDec 4, 2025
Book Page5665/92
Instrument2025083294
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueNov 6, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address687 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2310
Transaction TypeMortgage
Record UpdatedApr 12, 2024
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045410271
DateJan 18, 2022
Book Page4541/271
Instrument2022007386
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

July 2018: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionBERGEN NJ
Recording DateJul 12, 2018
Property Address687 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2310
Document Number0029950937
Book / Page2995 / 937
Instrument DateJun 28, 2018
Instrument00018-049608
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2310

Tax Assessment & Valuation

The 2025 property tax bill for 687 Peach Tree Ln was $11,405, up 6% from the year before.

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityFranklin Lakes Borough
Elementary School DistrictFranklin Lakes Borough School District (KG - 08)
Secondary School DistrictRamapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$599,000 (-) Land $438,000 Building $161,000$599,000 (-) Land $438,000 Building $161,000
2025$11,405.00 (+6.01%)$599,000 Land $438,000 Building $161,000$599,000 Land $438,000 Building $161,000
2024$10,758.00
2023$599,000 Land $438,000 Building $161,000$599,000 Land $438,000 Building $161,000
2022$10,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 687 Peach Tree Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1978–2013)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2013 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 Peach Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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