Schenectady County and Rotterdam Town property record for 687 Pangburn Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1964 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $328,000 (Oct 2023) |
| Tax Bill | $6,495 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 47.-7-11 |
| Primary APN | 422800 47.-7-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Game Room | Game Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 178 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 687 PANGBURN RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | R,G2 1.-42-5 |
| Legal Block | 7 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 32602 |
687 Pangburn Rd is owned and occupied by two individuals who bought it in October 2023.
Source: Schenectady County and Rotterdam Town records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 687 PANGBURN RD, SCHENECTADY, NY 12306-5848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA |
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 9, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Sep 12, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on File |
| Deed Sale | Oct 20, 2023 · Amount on File |
| Prior Sale | Jul 9, 2019 · Amount on File |
| Deed Document Number | 202359420 |
| Deed Book / Page | 2117 / 997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 20, 2023 |
| Property Address | 687 PANGBURN RD, SCHENECTADY, NY 12306-5848 |
| Document Number | 0000059420 |
| Book / Page | 2117 / 997 |
| Instrument Date | Oct 4, 2023 |
| Instrument | 202359420 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 687 PANGBURN RD, SCHENECTADY, NY 12306-5848 |
| Name | Verified Name |
|---|---|
| Address | 46 BEACON RD # 3, 3, GLENMONT, NY 12077-3336 |
| Document Number | 0000059421 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 5337/515 |
| Instrument | 202359421 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 687 PANGBURN RD, SCHENECTADY, NY 12306-5848 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 687 PANGBURN RD, SCHENECTADY, NY 12306-5848 |
| Document Number | 0000025948 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 5106/254 |
| Instrument | 202125948 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 9, 2019 |
| Property Address | 687 PANGBURN RD, SCHENECTADY, NY 12306-5848 |
| Document Number | 0000030672 |
| Book / Page | 002015 / 000060 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 30672 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | BROADWAY TITLE AGENCY LLC, BROADWAY TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $852.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 590 CURRYBUSH RD SCHENECTADY NY 123066204, SCHENECTADY, NY 12306-6204 |
| Document Number | 30675 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 004922/000877 |
| Instrument | 30675 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 687 PANGBURN RD, SCHENECTADY, NY 12306-5848 |
| Document Number | 0000042681 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 687 PANGBURN RD SCHENECTADY NY 123065848, SCHENECTADY, NY 12306-5848 |
| Document Number | 0000042681 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 004867/000387 |
| Instrument | 42681 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2048 |
The 2026 property tax bill for 687 Pangburn Rd was $6,495, down 7.3% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,495.00 (-7.32%) | ||
| 2025 | $7,008.00 | $175,000 Land $18,600 Building $156,400 | $269,200 Land $28,612 Building $240,588 |
| 2023 | $175,000 (-) Land $18,600 Building $156,400 | $230,300 (+9.25%) Land $24,478 Building $205,822 | |
| 2022 | $175,000 Land $18,600 Building $156,400 | $210,800 Land $22,405 Building $188,395 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 687 Pangburn Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 687 Pangburn Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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