687 Jessie Dr, Merced, CA 95348 Property Records

Merced County property record for 687 Jessie Dr, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,353 sqft · built 2021
Lot Size0.107 acres (4,666 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (May 2026)
Tax Bill$5,016 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN224-270-045-000

Property Details

APN / Parcel Number

Primary APN224-270-045-000
Alternative APN
  • 224-270-045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,353 sqft Living Area
1st Floor Area1,353 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,666 sqft (0.107 acres)
Parking Spaces1 Parking Space
Patio Area29 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number224-270-045
Street Address687 JESSIE DR
CityMERCED
StateCA
Zip95348-8434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 BELLEVUE RANCH WEST VILLAGE 12 LOT A
Legal Subdivision5371 BELLEVUE RANCH WEST VILLA
Legal Lot Number25,A
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1000
Census Tract1007

Owner

687 Jessie Dr is owned and occupied by an individual who bought it in May 2026.

Source: Merced County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address687 JESSIE DR, MERCED, CA 95348-8434
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Grant Deed, Transfer · FHA Mortgage
LEADER ONE FINANCIAL CORPORATION
Sep 24, 2021Grant Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Feb 2, 2021Correction Deed
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 22, 2020Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2026 · Amount on File
Deed SaleMay 8, 2026 · Amount on File
Prior SaleSep 24, 2021 · Amount on File
Deed Document Number202611872
Prior Transfer DateJan 26, 2021
Prior Transfer Doc0000004726
Record UpdatedOct 29, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMay 8, 2026
Property Address687 JESSIE DR, MERCED, CA 95348-8434
Document Number0000011872
Instrument DateMay 4, 2026
Instrument202611872
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyTEAM TITLE SERVICES, AMT TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$43,329.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address687 JESSIE DR, MERCED, CA 95348-8434

Mortgage

Document Number0000011873,
DateMay 8, 2026
Instrument202611873
Lender
NameLEADER ONE FINANCIAL CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.38%
Max Rate-1%

September 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateSep 24, 2021
Property Address687 JESSIE DR, MERCED, CA 95348-8434
Document Number0000042732
Map ReferenceMB 81 PG 17-19
Instrument DateMay 24, 2021
Instrument2021042732
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 19, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address687 JESSIE DRIVE, MERCED, CA 95348-8434

Mortgage

Document Number0000042733
DateSep 24, 2021
Instrument2021042733
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

February 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionMERCED CA
Recording DateFeb 2, 2021
Property Address687 JESSIE DR, MERCED, CA 95348-8434
Document Number0000004726
Instrument DateJan 26, 2021
Instrument2021004726
Record UpdatedJul 19, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 W MURRAY AVE, VISALIA, CA 93291-4970

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateDec 22, 2020
Property Address687 JESSIE DR, MERCED, CA 95348-8434
Document Number0000049464
Instrument DateDec 10, 2020
Instrument49464
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
Tax$4,158.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address419 W MURRAY AVE VISALIA CA 932914970, VISALIA, CA 93291-4970
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 687 Jessie Dr was $5,016, up 5% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$350,402 (+2%) Land $92,006 Building $258,396
2025$5,016.00 (+4.98%) Homeowner's exemption$343,532 Land $90,202 Building $253,330
2024$4,778.00 (+1.83%)
2023$4,692.00 (+2.33%) Homeowner's exemption$330,194 Land $86,700 Building $243,494
2022$4,585.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 687 Jessie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 Jessie Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20

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