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687 Iris Dr, Sparta, TN 38583 Property Records

White County property record for 687 Iris Dr, Sparta, TN 38583

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,109 sqft · built 1959
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Last Sale$290,500 (Sep 2024)
Tax Bill$1,146 (2025)
Deeds & MortgagesAug 2026 Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN093060M G 00301

Property Details

APN / Parcel Number

Primary APN093060M G 00301
Alternative APN
  • 060M G 00301

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,109 sqft Living Area
1st Floor Area2,109 sqft
Basement Area324 sqft
Finished Basement324 sqft
FlooringHardwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1998
Architectural StyleDuplex Single
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
TerrainRolling
Garage TypeCarport
Garage Area306 sqft
CarportCarport
Carport Area306 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Deck Area240 sqft
Shed1 Shed
Shed Area120 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address687 IRIS DR
CitySPARTA
StateTN
Zip38583-2460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 1
Legal SubdivisionOAK DALE SUBDIVISION
Legal BlockF
JurisdictionWHITE TN
Township / Civil Division2
Census Block Group2
Census Block2058
Census Tract935300

Owner

Source: White County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address687 IRIS DR, SPARTA, TN 38583-2460
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE CONNECT
Aug 9, 2023Warranty Deed, Transfer
CITIZENS BANK
Dec 15, 2022Intrafamily Transfer, Transfer
Dec 15, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2024 · Amount on Record
Deed SaleSep 3, 2024 · Amount on Record
Prior SaleJun 23, 2005 · Amount on Record
Deed Document Number20243242
Deed Book / Page559 / 329
Prior Transfer DateNov 16, 2022
Prior Transfer Doc0RB522/785
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Recording DateAug 3, 2026
Property Address687 IRIS DR, SPARTA, TN 38583-2460
Document Number0000003578
Book / Page607 / 859
Instrument DateJul 1, 2026
Instrument20263578
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyMORTGAGE CONNECT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 IRIS DR, SPARTA, TN 38583-2460

Mortgage

Document Number0000003578,
DateAug 3, 2026
Book Page607/859
Instrument20263578
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueSep 1, 2054
Interest
Rate6.48%
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateAug 9, 2023
Property Address687 IRIS DR, SPARTA, TN 38583-2460
Document Number0RB536/548
Book / PageRB536 / 548
Instrument DateAug 9, 2023
Instrument23003028
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,147.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 IRIS DR, SPARTA, TN 38583-2460

Mortgage

Document Number0023003029
DateAug 9, 2023
Instrument23003029
Lender
NameCITIZENS BANK
TypeBank
Agreement
AmountAmount Recorded

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWHITE TN
Recording DateDec 15, 2022
Property Address687 IRIS DR, SPARTA, TN 38583-2460
Document Number0RB522/785
Book / PageRB522 / 785
Instrument DateNov 16, 2022
Instrument22005612
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWHITE TN
Recording DateDec 15, 2022
Property Address687 IRIS DR, SPARTA, TN 38583-2460
Document Number0RB522/783
Book / PageRB522 / 783
Instrument DateNov 16, 2022
Instrument22005611
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address7572 DAYBREAK CIR, OOLTEWAH, TN 37363-7107

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,146.00 (+97.25%)$81,300 (+107.66%) Land $5,000 Building $76,300$325,200 (+187.03%) Land $20,000 Building $305,200
2023$39,150 (+38.22%) Land $3,000 Building $36,150
2022$28,325 Land $3,000 Building $25,325$113,300 (-27.65%) Land $12,000 Building $101,300
2021$581.00
2020$156,600 Land $12,000 Building $144,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA WATER SYSTEM
serves 10,899 people · EPA ID TN0000652
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Ben Lomand Rural Telephone Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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