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687 Harold Smith Dr, Tracy, CA 95304 Property Records

San Joaquin County property record for 687 Harold Smith Dr, Tracy, CA 95304 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,902 sqft · built 2000
Lot Size0.115 acres (5,040 sqft)
OwnerCompany Name on File
Last Sale$670,000 (Dec 2021)
Tax Bill$8,374 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN252-210-450-000

Property Details

APN / Parcel Number

Primary APN252-210-450-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,902 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Construction TypeWood
Lot Area5,040 sqft (0.115 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address687 HAROLD SMITH DR
CityTRACY
StateCA
Zip95304-5814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2000-FM PT 252-050-17/PER EASTLAKE UNIT NO. 5
Legal SubdivisionEASTLAKE UNIT #5
Legal Lot Number94
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2009
Census Tract5215

Owner

Source: San Joaquin County records · APN 252-210-450-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address793 S TRACY BLVD, TRACY, CA 95376-4753
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Dec 01, 2021Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleDec 01, 2021 · Amount on Record
Deed SaleDec 01, 2021 · Amount on Record
Prior SaleDec 01, 2021 · Amount on Record
Deed Document Number0000198729
Last Transfer DateJul 02, 2024
Transfer Doc0000054682
Record UpdatedJun 07, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address687 HAROLD SMITH DR, TRACY, CA 95304-5814
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address793 S TRACY BLVD DR308, DR308, TRACY, CA 95376-4753

Mortgage

Document Number0000019503
DateFeb 14, 2022
Instrument2022-019503
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 13, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 01, 2021
Property Address687 HAROLD SMITH DR, TRACY, CA 95304-5814
Document Number0000198729
Map ReferenceMB 34 PG 38
Instrument DateNov 08, 2021
Instrument2021-198729
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address793 S TRACY BLVD # 308, 308, TRACY, CA 95376-4753

Mortgage

Document Number0000198730
DateDec 01, 2021
Instrument2021-198730
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,374.00 (+10.16%)$711,008 (+4.04%) Land $127,344 Building $583,664
2023$7,602.00 (+2.1%)$683,400 Land $122,400 Building $561,000
2022$7,446.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 536 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Zinnia NetworksFixed Wireless (unlicensed)600 / 120
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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