687 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 687 E Osceola Rd, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,000 sqft · built 2002
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$22,500 (Feb 2000)
Tax Bill$1,598 (2025)
Flood ZoneZone X (minimal risk)
APN10-20-32-3AE-0310-0000

Property Details

APN / Parcel Number

Primary APN10-20-32-3AE-0310-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,000 sqft Living Area
1st Floor Area2,000 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area476 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area428 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address687 E OSCEOLA RD
CityGENEVA
StateFL
Zip32732-9579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 ACRE HOMESTEAD LOCATED IN SEC 10 TWP 20S RGE 32E BEG 3943.648 FT N & 2496.41 FT E OF SW 1/4 RUN N 660 FT E 330 FT S 660 FT
Legal Range32E
Legal Township20S
Legal Section10
Legal SubdivisionLAKE HARNEY ESTATES 5 ACRE DEV
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2007
Census Tract21201

Owner

687 E Osceola Rd is owned and occupied by two individuals who bought it in February 2000.

Source: Seminole County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 348, GENEVA, FL 32732-0348
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2000 · Amount on File
Deed SaleFeb 1, 2000 · Amount on File
Deed Document Number0038021347
Deed Book / Page03438 / 01994
Prior Transfer DateJun 8, 1998
Prior Transfer Doc0343801994
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 687 E Osceola Rd was $1,598 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,598.00 Homeowner's exemption$180,920$320,573 Land $26,000 Building $294,573
2023$1,686.00 (+1.81%) Homeowner's exemption$170,700 (+3%)$296,919 (+1.27%) Land $18,900 Building $278,019
2022$1,656.00 Homeowner's exemption$165,728$293,200 Land $18,000 Building $275,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 687 E Osceola Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 E Osceola Rd is high, ranking above 82% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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