687 Deseo Ave, Camarillo, CA 93010 Property Records

Ventura County property record for 687 Deseo Ave, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 3,005 sqft · built 1966
Lot Size	0.471 acres (20,519 sqft)
Owner	Company Name on Record
Last Sale	$1,245,000 (Aug 2019)
Tax Bill	$13,831 (2025)
Deeds & Mortgages	Mar 2024 Transfer Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`109-0-262-055`

Property Details

APN / Parcel Number

Primary APN	`109-0-262-055`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,005 sqft Living Area
Gross Area	1,965 sqft
1st Floor Area	1,965 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	20,519 sqft (0.471 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Pool Area	888 sqft
Porch	Porch
Porch Area	55 sqft

Location & Zoning

Street Address	687 DESEO AVE
City	CAMARILLO
State	CA
Zip	93010-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE20AV
Legal Description	TRACT: 163200 LOT: 186 REF: 040MR 078
Legal Subdivision	TRACT NO 1632
Legal Tract	163200
Legal Block	262
Legal Lot Number	186
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1003
Census Tract	5204

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	687 DESEO AVE, CAMARILLO, CA 93010-1011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Intrafamily Transfer, Transfer
Feb 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JMAC LENDING INC
Aug 2, 2019	Grant Deed, Transfer · ARM CITY NATIONAL BANK
Oct 17, 2018	Grant Deed, Transfer ZERMENO 2004 FAMILY TRUST (PT)
Jun 25, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	201988561
Last Transfer Date	Jun 1, 2024
Transfer Doc	0000044571
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 13, 2024
Property Address	687 DESEO AVE, CAMARILLO, CA 93010-1011
Document Number	0000016198
Map Reference	MB 40 PG 78
Instrument Date	Feb 17, 2024
Instrument	2024000016198
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 DESEO AVE, CAMARILLO, CA 93010-1011
Investor	Possibly a Property Investor

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 11, 2022
Property Address	687 DESEO AVE, CAMARILLO, CA 93010-1011
Document Number	2022000018186
Map Reference	MB 40 PG 78
Instrument Date	Feb 4, 2022
Instrument	2022000018186
Transaction Type	Transfer
Record Updated	Feb 24, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	687 DESEO AVE, CAMARILLO, CA 93010-1011

Mortgage

Document Number	2022000018187
Date	Feb 11, 2022
Instrument	2022000018187

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 2, 2019
Property Address	687 DESEO AVE, CAMARILLO, CA 93010-1011
Document Number	0000088561
Map Reference	MB 40 PG 78
Instrument Date	Jul 3, 2019
Instrument	20190802-00088561
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	687 DESEO AVE, CAMARILLO, CA 93010-1011

Mortgage

Document Number	0000088562
Date	Aug 2, 2019
Instrument	20190802-00088562

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.08%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.08%
Index	1-Year CMT
Max Rate	8.08%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 17, 2018
Property Address	687 DESEO AVE, CAMARILLO, CA 93010-1011
Document Number	0000117499
Instrument Date	Sep 11, 2018
Instrument	117499
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3474 VENTURA CA 930063474, VENTURA, CA 93006-3474

Mortgage

Document Number	117500
Date	Oct 17, 2018
Instrument	117500

Lender

Name	ZERMENO 2004 FAMILY TRUST (PT)
Address	59 STANISLAUS AVE, VENTURA, CA 93004-1147

Agreement

Amount	Amount Recorded

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Jun 25, 2018
Property Address	687 DESEO AVE, CAMARILLO, CA 93010-1011
Document Number	0000072821
Instrument Date	Jun 19, 2018
Instrument	72821
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	687 DESEO AVE CAMARILLO CA 930101011, CAMARILLO, CA 93010-1011

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Elementary School District	Mesa Union Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,227,068 (+2%) Land $797,596 Building $429,472
2025	$13,831.00 (+2.79%)	$1,203,008 (+4.04%) Land $781,957 Building $421,051
2024	$13,456.00 (+3.07%)
2023	$13,055.00 (+0.95%) Homeowner's exemption	$1,156,295 Land $751,593 Building $404,702
2022	$12,932.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AMERICAN WC - LAS POSAS ESTATES private · serves 2,043 people · EPA ID CA5610081
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100

May also be available: Frontier, Verizon.

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