687 Coldstream Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 687 Coldstream Dr, El Cajon, CA 92020 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1976
Square Footage1,540 sqft Living Area
Lot Size9,000 sqft (0.207 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$2,006.00 (2025)

Owner

Source: San Diego County records · APN 493-311-45-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address687 COLDSTREAM DR, EL CAJON, CA 92020-7720
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 27, 2021Deed of Trust, Mortgage · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 07, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 07, 2018Affidavit of Death, Transfer
ATTORNEY ONLY
Jan 31, 2018Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY
Jan 31, 2018Affidavit of Death of Joint Tenant, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJan 28, 2018
Transfer Doc0000049514
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address687 COLDSTREAM DR, EL CAJON, CA 92020-7720
Transaction TypeMortgage
Record UpdatedNov 05, 2021
Title CompanyFIDELITY INDEPENDENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 COLDSTREAM DR, EL CAJON, CA 92020-7720

Mortgage

Document Number0000747275
DateOct 27, 2021
Instrument2021-0747275
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressMADISON, WI 53718
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term862 Months
DueAug 20, 2093
Interest
Rate TypeAdjustable Rate
Rate2.48%
Type Change DateDec 01, 2021
Change Frequency6 Months

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address687 COLDSTREAM DR, EL CAJON, CA 92020-7720
Transaction TypeMortgage
Record UpdatedNov 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 COLDSTREAM DR, EL CAJON, CA 92020-7720

Mortgage

Document Number0000747274
DateOct 27, 2021
Instrument2021-0747274
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressMADISON, WI 53718
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term862 Months
DueAug 20, 2093
Interest
Rate TypeAdjustable Rate
Rate2.48%
Type Change DateDec 01, 2021
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year LIBOR

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 07, 2018
Property Address687 COLDSTREAM DR, EL CAJON, CA 92020-7720
Document Number0000049515
Instrument DateJan 29, 2018
Instrument49515
Transaction TypeTransfer
Record UpdatedFeb 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address687 COLDSTREAM DR EL CAJON CA 920207720, EL CAJON, CA 92020-7720

February 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateFeb 07, 2018
Property Address687 COLDSTREAM DR, EL CAJON, CA 92020-7720
Document Number0000049514
Instrument DateJan 29, 2018
Instrument49514
Transaction TypeTransfer
Record UpdatedFeb 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 COLDSTREAM DR EL CAJON CA 920207720, EL CAJON, CA 92020-7720

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 31, 2018
Property Address687 COLDSTREAM DR, EL CAJON, CA 92020-7720
Document Number0000040841
Instrument DateJan 25, 2018
Instrument40841
Transaction TypeTransfer
Record UpdatedFeb 06, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 COLDSTREAM DR EL CAJON CA 920207720, EL CAJON, CA 92020-7720

January 2018: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateJan 31, 2018
Property Address687 COLDSTREAM DR, EL CAJON, CA 92020-7720
Document Number0000040840
Map ReferenceMAP 7967
Instrument DateJan 22, 2018
Instrument2018-0040840
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 COLDSTREAM DR, EL CAJON, CA 92020-7720

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$122,710 (+2%) Land $40,735 Building $81,975
2025$2,006.00 (+14.04%) Homeowner's exemption$120,305 (+4.04%) Land $39,937 Building $80,368
2023$1,759.00 (-10.67%) Homeowner's exemption$115,636 Land $38,387 Building $77,249
2022$1,969.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN493-311-45-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,540 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area9,000 sqft (0.207 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address687 COLDSTREAM DR
CityEL CAJON
StateCA
Zip92020-7720
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 32 TR 007967
Legal SubdivisionCHASE ESTATES
Legal Tract007967
Legal Block1
Legal Lot Number32
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1007
Census Tract15403

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