687 Circle Dr, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 687 Circle Dr, Santa Barbara, CA 93108

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,588 sqft · built 1956
Lot Size0.33 acres (14,375 sqft)
OwnerTrust Name on File
Last Sale$339,000 (Mar 1995)
Tax Bill$6,933 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN013-121-001

Property Details

APN / Parcel Number

Primary APN013-121-001
Alternative APN
  • 01312101

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,588 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area14,375 sqft (0.33 acres)

Location & Zoning

Street Address687 CIRCLE DR
CitySANTA BARBARA
StateCA
Zip93108-1001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionMONTECITO CIRCLE
Legal Lot Number11
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group2
Census Block2016
Census Tract700

Owner

687 Circle Dr is owner-occupied and held in a trust since December 2012.

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address687 CIRCLE DR, SANTA BARBARA, CA 93108-1001
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Personal Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 1995 · Amount on File
Deed SaleMar 17, 1995 · Amount on File
Deed Document Number199514082
Last Transfer DateDec 24, 2012
Transfer Doc0000090483
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address687 CIRCLE DR, SANTA BARBARA, CA 93108-1001
Transaction TypeMortgage
Record UpdatedJul 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 CIRCLE DR, SANTA BARBARA, CA 93108-1001

Mortgage

Document Number0000050069
DateJul 8, 2021
Instrument2021-0050069
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 687 Circle Dr was $6,933 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Secondary School DistrictSanta Barbara Unified School District (7-12) (07 - 12)
Elementary School DistrictCold Spring Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$664,976 (+2%) Land $342,647 Building $322,329
2025$6,933.00 Homeowner's exemption Additional exemption filed$651,938 Land $335,929 Building $316,009
2023$6,675.00 (+1.47%) Homeowner's exemption Additional exemption filed$626,625 Land $322,886 Building $303,739
2022$6,578.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 687 Circle Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1978–2023)
Claims Outside the SFHA6 of 10
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 Circle Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTECITO WATER DIST
serves 12,010 people · EPA ID CA4210007
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier.

Nearby Properties on Circle Dr

Nearby Streets

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