687 Cardile Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 687 Cardile Dr, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,680 sqft · built 1997
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Mar 2002)
Tax Bill	$7,091 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2011 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`WEB-0002096`

Property Details

APN / Parcel Number

Primary APN	`WEB-0002096`
Alternative APNs	`54890790900003018000` `265489 079.09-3-18`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	720 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 85.2 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0002096
Street Address	687 CARDILE DR
City	WEBSTER
State	NY
Zip	14580-2358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0007-14-04 SEC 14 VAL CAR HEIGHTS L21 250-76
Legal Subdivision	VAL-CAR HEIGHTS SUBDIVISION
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2001
Census Tract	11207

Owner

687 Cardile Dr is owned and occupied by two individuals who bought it in March 2002.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	687 CARDILE DR, WEBSTER, NY 14580-2358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit ADVANTAGE FCU
Nov 21, 2011	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2002 · Amount on File
Deed Sale	Mar 29, 2002 · Amount on File
Prior Sale	Mar 3, 1997 · Amount on File
Deed Book / Page	9598 / 47
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	687 CARDILE DR, WEBSTER, NY 14580-2358
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 CARDILE DR, WEBSTER, NY 14580-2358

Mortgage

Document Number	0000000440
Date	Sep 27, 2023
Book Page	30448/311
Instrument	202309270440

Lender

Name	ADVANTAGE FCU
Type	Credit Union
Address	ROCHESTER, NY 14623

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2011: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	687 CARDILE DR, WEBSTER, NY 14580-2358
Document Number	0000000758
Instrument Date	Nov 21, 2011
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	687 CARDILE DR WEBSTER NY 145802358, WEBSTER, NY 14580-2358

Mortgage

Document Number	0000000758
Date	May 3, 2019
Book Page	028009/000490
Instrument	758

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	May 2, 2041

Interest

Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 687 Cardile Dr was $7,091 with a homeowner's exemption, up 8.8% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,091.00 (+8.81%) Homeowner's exemption
2025	$6,517.00	$144,700 Land $25,200 Building $119,500	$301,500 Land $52,507 Building $248,993
2023		$144,700 (-) Land $25,200 Building $119,500	$249,500 (+10.35%) Land $43,451 Building $206,049
2022		$144,700 Land $25,200 Building $119,500	$226,100 Land $39,376 Building $186,724
2021	$6,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 687 Cardile Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 Cardile Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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