687 Bernice Ave, Shipman, IL 62685 Property Records

Macoupin County property record for 687 Bernice Ave, Shipman, IL 62685

Property Summary

Property Type	Single Family Home
Lot Size	0.826 acres (36,000 sqft)
Owner	Individual Name on Record
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage + 2 more
APN	`22-000-772-26`

Property Details

APN / Parcel Number

Primary APN	`22-000-772-26`
Alternative APN	`17-24-326-005`

Exterior

Lot Area	36,000 sqft (0.826 acres)
Lot Dimensions	180 ft deep x 200 ft wide

Location & Zoning

Street Address	687 BERNICE AVE
City	SHIPMAN
State	IL
Zip	62685-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26 & 27 WEST GATE SUBD NO 2 200 X 180 17-24-326-005
Legal Subdivision	WEST GATE SUBD
Legal Lot Number	26-27
Jurisdiction	MACOUPIN IL
Township / Civil Division	SHIPMAN
Census Block Group	1
Census Block	1039
Census Tract	956600

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	687 BERNICE AVE, SHIPMAN, IL 62685-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Mar 14, 2018	Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Jan 22, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021
Deed Sale	Nov 1, 2021
Prior Sale	Mar 14, 2018 · Amount on Record
Deed Document Number	2021594855
Prior Transfer Date	Jan 22, 2018
Prior Transfer Doc	566502
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Nov 1, 2021
Property Address	687 BERNICE AVE, SHIPMAN, IL 62685-9750
Document Number	594855
Map Reference	PB H PG 38
Instrument Date	Oct 29, 2021
Instrument	594855
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	PRAIRIE STATE TITLE AND ESCROW, PRAIRIE STATE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	687 BERNICE AVE, SHIPMAN, IL 62685-9750

Mortgage

Document Number	594856
Date	Nov 1, 2021
Instrument	594856

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	687 BERNICE AVE, SHIPMAN, IL 62685-9750
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	582038
Date	May 14, 2020
Instrument	582038

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	Mar 14, 2018
Property Address	687 BERNICE AVE, SHIPMAN, IL 62685-9750
Document Number	567368
Map Reference	PB H PG 38
Instrument Date	Mar 7, 2018
Instrument	567368
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PRAIRIE STATE TITLE AND ESCROW, PRAIRIE STATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 BERNICE AVE, SHIPMAN, IL 62685-9750
Investor	Possibly a Property Investor

Mortgage

Document Number	567369
Date	Mar 14, 2018
Instrument	567369

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.37%

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOUPIN IL
Recording Date	Jan 22, 2018
Property Address	687 BERNICE AVE, SHIPMAN, IL 62685-9750
Document Number	566502
Map Reference	PB H PG 38
Instrument Date	Jan 22, 2018
Instrument	566502
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 BRIARWOOD DR, BETHALTO, IL 62010-1176

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Shipman Township
Municipality	Shipman Town
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,282.00 (+3.86%)	$59,793 (+7%) Land $2,919 Building $56,874	$179,379 (+7%) Land $8,757 Building $170,622
2024	$3,160.00 (+12.74%)	$55,881 (+15.56%) Land $2,728 Building $53,153	$167,643 (+15.56%) Land $8,184 Building $159,459
2022	$2,803.00 Homeowner's exemption	$48,357 Land $2,361 Building $45,996	$145,071 Land $7,083 Building $137,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIPMAN serves 541 people · EPA ID IL1170950
Water Source	Purchased surface water from JERSEY RWC
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Madison Communications Cable	1,000 / 150

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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