Lorain County property record for 687 Bell Ave, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1949 |
| Square Footage | 1,388 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $168,000 (2025) |
| Tax Bill | $1,714.00 (2024) |
| Primary APN | 06-24-028-108-038 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,388 sqft Living Area |
| 1st Floor | 1,388 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 139 ft x 52 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 200 sqft Garage |
| Carport | Carport |
| Carport Area | 200 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 192 sqft Shed |
| Patio Area | 192 sqft Patio |
| Porch | Open Porch |
| Porch Area | 220 sqft Porch |
| Canopy Area | 192 sqft Canopy |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 687 BELL AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3448 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CASCADE COLONY 48 X 145 |
| Legal Subdivision | CASCADE COLONY |
| Legal Tract | 24 |
| Legal Block | 108 |
| Legal Lot Number | 6 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 70400 |
Source: Lorain County records · APN 06-24-028-108-038
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 687 BELL AVE, ELYRIA, OH 44035-3448 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 09, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 24, 2025 | Sheriff's Deed, Foreclosure · Commercial Mortgage PAJ FUND I LLC |
| Jul 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2025 · Amount on Record |
| Deed Sale | Jun 09, 2025 · Amount on Record |
| Prior Sale | Feb 24, 2025 · Amount on Record |
| Deed Doc Number | 202555576 |
| Prior Transfer Date | Nov 28, 2011 |
| Prior Transfer Doc | 20110393027 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 07, 2026 |
| Property Address | 687 BELL AVE, ELYRIA, OH 44035-3448 |
| Document Number | 0000090795 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202690795 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 687 BELL AVE, ELYRIA, OH 44035-3448 |
| Document Number | 0000090795, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 202690795 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 09, 2025 |
| Property Address | 687 BELL AVE, ELYRIA, OH 44035-3448 |
| Document Number | 0000055576 |
| Map Reference | VOL 14 PG 12-14 |
| Instrument Date | May 22, 2025 |
| Instrument | 2025-0055576 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 687 BELL AVE, ELYRIA, OH 44035-3448 |
| Document Number | 0000055909 |
|---|---|
| Date | Jun 09, 2025 |
| Instrument | 2025-0055909 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 24, 2025 |
| Property Address | 687 BELL AVE, ELYRIA, OH 44035-3448 |
| Document Number | 0000043339 |
| Map Reference | VOL 14 PG 12-14 |
| Instrument Date | Feb 10, 2025 |
| Instrument | 2025-0043339 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000045077 |
|---|---|
| Date | Mar 11, 2025 |
| Instrument | 2025-0045077 |
| Name | PAJ FUND I LLC |
|---|---|
| Type | Lending Institution |
| Address | 87000 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 21, 2022 |
| Property Address | 687 BELL AVE, ELYRIA, OH 44035-3448 |
| Document Number | 0000884065 |
| Map Reference | VOL 14 PG 12-14 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022-0884065 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 BELL AVE, ELYRIA, OH 44035-3444 |
| Document Number | 0000884066 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2022-0884066 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,674.00 (-2.33%) | $35,550 (-0.01%) Land $7,860 Building $27,690 | $101,580 (-) Land $22,460 Building $79,120 |
| 2024 | $1,714.00 (+24.11%) | $35,553 (+41.95%) Land $7,861 Building $27,692 | $101,580 (+41.95%) Land $22,460 Building $79,120 |
| 2023 | $1,381.00 (-0.86%) | $25,046 (-0.02%) Land $4,270 Building $20,776 | $71,560 (-) Land $12,200 Building $59,360 |
| 2022 | $1,393.00 | $25,050 Land $4,270 Building $20,780 | |
| 2021 | $71,560 Land $12,200 Building $59,360 |
687 Bell Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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