6869 Paddock Ln, Charlotte, MI 48813 Property Records

Eaton County property record for 6869 Paddock Ln, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,728 sqft
Lot Size	5.95 acres (259,182 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Dec 2015)
Tax Bill	$4,745 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15001730006108`

Property Details

APN / Parcel Number

Primary APN	`15001730006108`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	259,182 sqft (5.95 acres)
Garage Area	600 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6869 PADDOCK LN
City	CHARLOTTE
State	MI
Zip	48813-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM S 1/4 COR SEC 17; N0?01'32"E 400 FT TO POB; N89?56' 07"W 360.73 FT; S0?03'53"W 75 FT; N89?56'07"W 372 FT; N0?03'53"E 391 FT; S89?56'07"E 732.51 FT; S0? 01'32"W 316 FT TO POB. SUBJ TO ALL EASEMENTS & RESTRICTIONS IF ANY. SEC 17, T1N,R4W, BROOKFIEL
Legal Range	04W
Legal Township	01N
Legal Section	17
Jurisdiction	EATON MI
Township / Civil Division	BROOKFIELD
Census Block Group	3
Census Block	3019
Census Tract	21100

Owner

6869 Paddock Ln is owned and occupied by an individual who acquired it in December 2020.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6869 PADDOCK LN, CHARLOTTE, MI 48813-8145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit ADVENTURE CU
Jan 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2015 · Amount on File
Deed Sale	Dec 18, 2015 · Amount on File
Prior Sale	Nov 13, 2013 · Amount on File
Deed Book / Page	2600 / 1130
Last Transfer Date	Dec 29, 2020
Transfer Doc	002897/214
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	6869 PADDOCK LN, CHARLOTTE, MI 48813-8145
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6869 PADDOCK LN, CHARLOTTE, MI 48813-8145

Mortgage

Document Number	03062/1083
Date	Aug 31, 2023
Book Page	3062/1083

Lender

Name	ADVENTURE CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jan 11, 2021
Property Address	6869 PADDOCK LN, CHARLOTTE, MI 48813-8145
Document Number	002897/214
Book / Page	2897 / 214
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6869 PADDOCK LN, CHARLOTTE, MI 48813-8145

Mortgage

Document Number	0002897216
Date	Jan 11, 2021
Instrument	2897/216

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6869 Paddock Ln was $4,745 with a homeowner's exemption, down 1.5% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Brookfield Township
Unified School District	Olivet Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,037 (+5.87%)	$345,211 (-) Land $49,226 Building $295,985
2025	$4,745.00 (-1.52%) Homeowner's exemption	$174,779	$345,211 Land $49,226 Building $295,985
2024	$4,818.00
2023		$160,595	$321,190
2022	$4,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6869 Paddock Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6869 Paddock Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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