6869 Elm Ave, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 6869 Elm Ave, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,248 sqft · built 1954
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jun 2019)
Tax Bill	$4,001 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`0273-342-21-0000`

Property Details

APN / Parcel Number

Primary APN	`0273-342-21-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	325 sqft
Carport	Carport
Carport Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	171 sqft
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6869 ELM AVE
City	SAN BERNARDINO
State	CA
Zip	92404-5741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 4110 LOT 79
Legal Subdivision	STERLING HOMES UNIT #3
Legal Tract	4110
Legal Block	2
Legal Lot Number	79
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2006
Census Tract	6304

Owner

6869 Elm Ave is owned and occupied by two individuals who bought it in June 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6869 ELM AVE, SAN BERNARDINO, CA 92404-5741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage JENNY ZUNIGA
Jun 18, 2019	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Jun 18, 2019	Grant Deed, Transfer · FHA Mortgage VISION ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Prior Sale	Nov 21, 2001 · Amount on File
Deed Document Number	2019200030
Prior Transfer Date	May 22, 2019
Prior Transfer Doc	0000200031
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	6869 ELM AVE, SAN BERNARDINO, CA 92404-5741
Document Number	0000238517
Instrument Date	May 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6869 ELM AVE SAN BERNARDINO CA 924045741, SAN BERNARDINO, CA 92404-5741

Mortgage

Document Number	0000238517
Date	Jul 16, 2020
Instrument	238517

Lender

Name	JENNY ZUNIGA
Address	387 E HEATHER ST, RIALTO, CA 92376-2814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 18, 2019
Property Address	6869 ELM AVE, SAN BERNARDINO, CA 92404-5741
Document Number	0000200031
Instrument Date	May 22, 2019
Instrument	200031
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7514 FARMDALE AVE HESPERIA CA 923455726, HESPERIA, CA 92345-5726

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 18, 2019
Property Address	6869 ELM AVE, SAN BERNARDINO, CA 92404-5741
Document Number	0000200030
Map Reference	MB 52 PG 98&99
Instrument Date	May 10, 2019
Instrument	2019-0200030
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6869 ELM AVE, SAN BERNARDINO, CA 92404-5741

Mortgage

Document Number	0000200032
Date	Jun 18, 2019
Instrument	2019-0200032

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6869 Elm Ave was $4,001.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,904 (+2%) Land $93,871 Building $219,033
2025	$4,001.00 Homeowner's exemption	$306,768 Land $92,030 Building $214,738
2023	$3,821.00 (-0.18%) Homeowner's exemption	$294,855 Land $88,456 Building $206,399
2022	$3,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6869 Elm Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6869 Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: GeoLinks.

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