Oakland County property record for 6866 Westpointe Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,193 sqft · built 1979 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Sep 2022) |
| Tax Bill | $6,004 (2022) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2024 Line of Credit + 7 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 88-20-02-203-024 |
| Primary APN | 88-20-02-203-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,193 sqft Living Area |
| 1st Floor Area | 1,283 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,632 sqft (0.289 acres) |
| Lot Dimensions | 153 ft deep x 83 ft wide |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 121 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 6866 WESTPOINTE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-1267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1D |
| Legal Description | T2N, R11E, SEC 2 SANDSHORES LAKE ESTATES NO 4LOT 175 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | SANDSHORE LAKE ESTATES #4 |
| Legal Lot Number | 175 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 196100 |
Source: Oakland County records · APN 88-20-02-203-024
Assessment roll updated March 1, 2023 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 25, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Sep 14, 2022 | Intrafamily Transfer, Transfer LIBERTY TITLE |
| Sep 16, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Oct 02, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Sep 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Jul 31, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | Sep 14, 2022 |
| Deed Document Number | 444922 |
| Deed Book / Page | 58117 / 364 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Document Number | 20260011683 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 60902/558 |
| Instrument | 20260011683 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Document Number | 0000028602 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 59239/493 |
| Instrument | 28602 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 01, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Document Number | 0000127026 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 56240/862 |
| Instrument | 127026 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 14, 2022 |
| Property Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Document Number | 0000443586 |
| Book / Page | 58109 / 562 |
| Map Reference | LB 158 PG 3&4 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 443586 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Name | Verified Name |
|---|---|
| Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 16, 2022 |
| Property Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Document Number | 0000444922 |
| Book / Page | 58117 / 364 |
| Map Reference | LB 158 PG 3&4 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 444922 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3505 WALTON WAY, KOKOMO, IN 46902-4180 |
| Name | Verified Name |
|---|---|
| Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Document Number | 0058109550 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 58109/550 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031126 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 53827/1 |
| Instrument | 31126 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 02, 2019 |
| Property Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Document Number | 0000161701 |
| Book / Page | 053323 / 000144 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 161701 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,978.52 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6866 WESTPOINTE DR TROY MI 480851267, TROY, MI 48085-1267 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 30, 2019 |
| Property Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Document Number | 0000160015 |
| Book / Page | 53311 / 00899 |
| Map Reference | LB 158 PG 3&4 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 160015 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | PREMIER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,451.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6866 WESTPOINTE DR, 6866, TROY, MI 48085-1267 |
| Name | Verified Name |
|---|---|
| Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Document Number | 5331200001 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 53312/00001 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 31, 2019 |
| Property Address | 6866 WESTPOINTE DR, TROY, MI 48085-1267 |
| Document Number | 0000122047 |
| Book / Page | 053083 / 000442 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 122047 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,924.22 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5016 PARKWAY PLAZA BOULEVARD BLGS 6 CHARLOTTE NC 28217, CHARLOTTE, NC 28217 |
Source: Oakland County records · Assessment roll updated March 1, 2023 · Last verified January 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2022 | $6,004.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · ground movement |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 330 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 85,854 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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