6865 SW 97th Pl, Ocala, FL 34476 Property Records

Marion County property record for 6865 SW 97th Pl, Ocala, FL 34476

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,228 sqft · built 2020
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Oct 2019)
Tax Bill	$8,666 (2025)
Deeds & Mortgages	Nov 2025 Sale Jan 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3569-085-000`

Property Details

APN / Parcel Number

Primary APN	`3569-085-000`
Alternative APNs	`0882313000` `882313`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,228 sqft Living Area
Gross Area	5,945 sqft
1st Floor Area	4,228 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	131,987 sqft (3.03 acres)
Lot Dimensions	400 ft deep x 330 ft wide
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6865 SW 97TH PL
City	OCALA
State	FL
Zip	34476-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	SEC 20 TWP 16 RGE 21 PLAT BOOK T PAGE 101 COUNTRYSIDE FARMS OF OCALA LOT 85 & 1/94TH EASEMENT INTEREST IN TRACT E
Legal Range	21E
Legal Township	16S
Legal Section	20
Legal Subdivision	COUNTRYSIDE FARMS OF OCALA
Legal Tract	E
Legal Lot Number	85
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	2
Census Block	2015
Census Tract	1010

Owner

6865 SW 97th Pl is owned and occupied by two individuals who acquired it in November 2025.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6865 SW 97TH PL, OCALA, FL 34476-9385
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 23, 2020	Deed of Trust, Mortgage · Construction Mortgage CAPITAL CITY BANK
Jun 29, 2020	Loan Modification, Mortgage CAPITAL CTY BK
Oct 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Prior Sale	May 18, 2004 · Amount on File
Deed Document Number	2019111154
Deed Book / Page	7063 / 1722
Last Transfer Date	Nov 20, 2025
Transfer Doc	0087700226
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 26, 2025
Property Address	6861 SW 97TH PL, OCALA, FL 34476-9385
Document Number	0087700226
Book / Page	8770 / 226
Map Reference	MB T PG 101&102
Instrument Date	Nov 20, 2025
Instrument	2025156711
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6865 SW 97TH PL, OCALA, FL 34476-9385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6865 SW 97TH PL, OCALA, FL 34476-9385

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	6861 SW 97TH PL, OCALA, FL 34476-9385
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071200863
Date	Jan 23, 2020
Book Page	7120/0863
Instrument	2020007742

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32308

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2051

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	6861 SW 97TH PL, OCALA, FL 34476-9385
Document Number	0072200304
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6865 SW 97TH PL OCALA FL 344769385, OCALA, FL 34476-9385

Mortgage

Document Number	0072200304
Date	Jul 2, 2020
Book Page	007220/000304
Instrument	67850

Lender

Name	CAPITAL CTY BK
Type	Bank
Address	TALLAHASSEE, FL 32308

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 23, 2019
Property Address	6861 SW 97TH PL, OCALA, FL 34476-9385
Document Number	0070631722
Book / Page	007063 / 001722
Instrument Date	Oct 3, 2019
Instrument	111154
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 CIRCLE CREEK WAY ORMOND BEACH FL 321741820, ORMOND BEACH, FL 32174-1820

Tax Assessment & Valuation

The 2025 property tax bill for 6865 SW 97th Pl was $8,666, up 6.4% from the year before.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,666.00 (+6.36%)	$538,637 (+2.9%)	$778,359 (-4.75%) Land $143,925 Building $634,434
2024	$8,148.00 (+2.21%) Homeowner's exemption	$523,457 (+3%) Land $121,200 Building $402,257	$817,211 (-0.37%) Land $121,200 Building $696,011
2023	$7,972.00 (+2.53%) Homeowner's exemption	$508,211 (+3%) Land $101,505 Building $406,706	$820,215 (+10.56%) Land $101,505 Building $718,710
2022	$7,775.00 Homeowner's exemption	$493,409	$741,840 Land $92,415 Building $649,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6865 SW 97th Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6865 SW 97th Pl is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SIDE CONSOLIDATED serves 54,542 people · EPA ID FL6421144
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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