6865 Pine Creek Ct, Temperance, MI 48182 Property Records

Monroe County property record for 6865 Pine Creek Ct, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Dec 2013)
Tax Bill	$3,702 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-313-091-00`

Property Details

APN / Parcel Number

Primary APN	`02-313-091-00`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6865 PINE CREEK CT
City	TEMPERANCE
State	MI
Zip	48182-1595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY CREEK PLAT 2 LOT 91
Legal Subdivision	HICKORY CREEK
Legal Lot Number	91
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4010
Census Tract	833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6865 PINE CREEK CT, TEMPERANCE, MI 48182-1595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Sep 17, 2019	Warranty Deed, Transfer · Line of Credit MONROE CNTY CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2013 · Amount on Record
Deed Sale	Dec 2, 2013 · Amount on Record
Deed Document Number	201329404
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	6865 PINE CREEK CT, TEMPERANCE, MI 48182-1595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6865 PINE CREEK CT, TEMPERANCE, MI 48182-1595

Mortgage

Document Number	0000027241
Date	Dec 16, 2020
Instrument	2020R27241

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 17, 2019
Property Address	6865 PINE CREEK CT, TEMPERANCE, MI 48182-1595
Document Number	0000015806
Instrument Date	Sep 12, 2019
Instrument	15806
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$920.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6865 PINE CREEK CT TEMPERANCE MI 481821595, TEMPERANCE, MI 48182-1595

Mortgage

Document Number	15245
Date	Sep 17, 2019
Instrument	15245

Lender

Name	MONROE CNTY CMNTY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 16, 2039

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	15807,
Date	Sep 17, 2019
Instrument	15807

Lender

Name	GREENSTONE FARM CREDIT SVC(S)
Address	EAST LANSING, MI 48823

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,900 (+27.89%) Land $188,900	$377,800 (+27.89%) Land $377,800
2025	$3,702.00 (+11.88%) Homeowner's exemption
2023	$3,309.00 Homeowner's exemption	$147,700	$295,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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