Larimer County property record for 6865 Covenant Ct, Timnath, CO 80547
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,622 sqft · built 2017 |
| Lot Size | 0.287 acres (12,510 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,870 (Dec 2017) |
| Tax Bill | $6,330 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 86124-27-013 |
| Primary APN | 86124-27-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,622 sqft Living Area |
| Basement Area | 780 sqft |
| Finished Basement | 485 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,510 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1660741 |
|---|---|
| Street Address | 6865 COVENANT CT |
| City | TIMNATH |
| State | CO |
| Zip | 80547-5821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13, BLOCK 8, TIMNATH SOUTH SUB FIRST FILING, THIRD AMNDED, TIM (20160017980) |
| Legal Quarter | SE |
| Legal Subdivision | TIMNATH SOUTH SUB 1ST FIL 3RD AMNDED |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | TIMNATH-WELLINGTON |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 2505 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6865 COVENANT CT, TIMNATH, CO 80547-5821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT LLC |
| Jan 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 13, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on Record |
| Deed Sale | Dec 13, 2017 · Amount on Record |
| Deed Document Number | 20170083705 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 6865 COVENANT CT, TIMNATH, CO 80547-5821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ASCENDANT TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000094206 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 20200094206 |
| Name | RECOVCO MORTGAGE MANAGEMENT LLC |
|---|---|
| Address | IRVING, TX 75038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 6865 COVENANT CT, TIMNATH, CO 80547-5821 |
| Document Number | 0000016809 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6865 COVENANT CT TIMNATH CO 805475821, TIMNATH, CO 80547-5821 |
| Document Number | 0000016809 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 16809 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Dec 13, 2017 |
| Property Address | 6865 COVENANT CT, TIMNATH, CO 80547-5821 |
| Document Number | 0000083705 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 20170083705 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.09 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6865 COVENANT CT, TIMNATH, CO 80547-5821 |
| Document Number | 0000083706 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 20170083706 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Timnath Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,330.00 (+15.22%) | $40,963 (-2.94%) Land $10,388 Building $30,575 | $655,400 (+4.05%) Land $166,200 Building $489,200 |
| 2023 | $5,494.00 (+11.53%) | $42,204 (+22.58%) Land $11,511 Building $30,693 | $629,900 (+27.15%) Land $171,800 Building $458,100 |
| 2022 | $4,926.00 | $34,431 Land $7,993 Building $26,438 | $495,400 Land $115,000 Building $380,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loveland Pulse Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| CenturyLink Fiber | 940 / 940 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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