6865 Arbor Ln, Bryans Road, MD 20616 Property Records

Charles County property record for 6865 Arbor Ln, Bryans Road, MD 20616

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1967
Lot Size	0.266 acres (11,596 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Aug 2026)
Tax Bill	$7,646 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-024649`

Property Details

APN / Parcel Number

Primary APN	`07-024649`
Alternative APNs	`7024649` `024649`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	960 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,596 sqft (0.266 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	024649
Street Address	6865 ARBOR LN
City	BRYANS ROAD
State	MD
Zip	20616-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L 8 B B S 1 STRAWBERRY HILL EST SUB
Legal Subdivision	STRAWBERRY HILL EST SUB
Legal Block	B
Legal Lot Number	8
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	2
Census Block	2012
Census Tract	850101

Owner

6865 Arbor Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6865 ARBOR LN, BRYANS ROAD, MD 20616-3249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	May 5, 1989
Deed Book / Page	14173 / 417
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 10, 2026
Property Address	6865 ARBOR LN, BRYANS ROAD, MD 20616-3249
Document Number	1417000417
Book / Page	14173 / 417
Instrument Date	Aug 4, 2026
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	TITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6865 ARBOR LN, BRYANS ROAD, MD 20616-3249

Mortgage

Document Number	1417000424,
Date	Aug 10, 2026
Book Page	14173/424

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 6865 Arbor Ln was $7,646.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,500 (+6.81%)	$284,700 (+20.43%) Land $124,900 Building $159,800
2025	$7,646.00	$236,400 Land $72,100 Building $164,300	$236,400 Land $72,100 Building $164,300
2023	$2,916.00	$197,600	$236,400 Land $72,100 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6865 Arbor Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (2003–2020)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6865 Arbor Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYANS ROAD serves 6,260 people · EPA ID MD0080033
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20