6864 Willow Rd, Virginia, MN 55792 Property Records

St. Louis County property record for 6864 Willow Rd, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,656 sqft · built 2007
Lot Size	2.76 acres (120,226 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jul 2020)
Tax Bill	$2,044 (2026)
Deeds & Mortgages	May 2021 Line of Credit Jul 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`580-0010-01918`

Property Details

APN / Parcel Number

Primary APN	`580-0010-01918`
Alternative APN	`1092558`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,656 sqft Gross Area
1st Floor Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	120,226 sqft (2.76 acres)
Garage Type	Mixed
Garage Area	720 sqft
Deck Area	96 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1092558
Street Address	6864 WILLOW RD
City	VIRGINIA
State	MN
Zip	55792-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SLY 300 FT OF NLY 1150 FT OF WLY400 FT OF NE1/4 OF NE1/4 SERIAL #
Legal Range	17W
Legal Township	59N
Legal Section	12
Legal Subdivision	WUORI TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WUORI
Census Block Group	2
Census Block	2031
Census Tract	15200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6864 WILLOW RD, VIRGINIA, MN 55792-8028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Line of Credit VIRGINIA CO OP CU
Jul 17, 2020	Quit Claim Deed, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO
Jul 17, 2020	Grant Deed, Transfer · Conventional Mortgage SERVION INC
Jan 15, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Nov 20, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	20201385349
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	00A1385349
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6864 WILLOW RD, VIRGINIA, MN 55792-8028
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	UP NORTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001415062
Date	May 26, 2021
Instrument	1415062

Lender

Name	VIRGINIA CO OP CU
Type	Credit Union
Address	VIRGINIA, MN 55792

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 17, 2020
Property Address	6864 WILLOW RD, VIRGINIA, MN 55792-8028
Document Number	00A1385349
Instrument Date	Jun 25, 2020
Instrument	A1385349
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6864 WILLOW RD VIRGINIA MN 557928028, VIRGINIA, MN 55792-8028

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 17, 2020
Property Address	6864 WILLOW RD, VIRGINIA, MN 55792-8028
Document Number	00A1385347
Instrument Date	Jun 11, 2020
Instrument	A1385347
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6864 WILLOW RD VIRGINIA MN 557928028, VIRGINIA, MN 55792-8028

Mortgage

Document Number	A1385348
Date	Jul 17, 2020
Instrument	A1385348

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 15, 2020
Property Address	6864 WILLOW RD, VIRGINIA, MN 55792-8028
Document Number	00A1371499
Instrument Date	Jan 15, 2020
Instrument	A1371499
Transaction Type	Foreclosure
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$314.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6864 WILLOW RD VIRGINIA MN 557928028, VIRGINIA, MN 55792-8028

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 20, 2020
Property Address	6864 WILLOW RD, VIRGINIA, MN 55792-8028
Document Number	00A1396492
Instrument Date	Jan 15, 2020
Instrument	A1396492
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$327.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6864 WILLOW RD VIRGINIA MN 557928028, VIRGINIA, MN 55792-8028

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Wuori Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,044.00 (+22.84%) Homeowner's exemption
2025	$1,664.00 (-12.51%) Homeowner's exemption	$274,000 (+16.55%) Land $27,800 Building $246,200	$274,000 (+16.55%) Land $27,800 Building $246,200
2024	$1,902.00 (+15.83%)	$235,100 (+18.2%) Land $25,400 Building $209,700	$235,100 (+18.2%) Land $25,400 Building $209,700
2023	$1,642.00 Homeowner's exemption
2022		$198,900 (+29.49%) Land $23,000 Building $175,900	$198,900 (+29.49%) Land $23,000 Building $175,900
2021		$153,600 Land $20,800 Building $132,800	$153,600 Land $20,800 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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