6864 Westgate Cir, Talbott, TN 37877 Property Records

Hamblen County property record for 6864 Westgate Cir, Talbott, TN 37877 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Architecture Style	Custom Design
Year Built	Built 2005
Square Footage	1,971 sqft Living Area
Lot Size	28,661 sqft (0.658 acres)
Occupancy	Owner Occupied
Last Sale	$345,000 (2026)
Tax Bill	$1,139.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`054F-D-017.00`
Alternative APNs	`05054KD054F01700` `032054F D 01700`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,971 sqft Living Area
Gross Area	2,646 sqft Gross Area
1st Floor	1,323 sqft 1st Floor
Basement Area	1,323 sqft Basement
Finished Basement	648 sqft Finished
Unfinished Basement	675 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2005
Architectural Style	Custom Design Style
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	28,661 sqft (0.658 acres)
Depth X Width	228 ft x 69 ft Depth x Width

Exterior Amenities

Deck Area	35 sqft Deck
Patio Area	35 sqft Patio
Porch Area	144 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Commercial Water Source

Location & Zoning

Street Address	6864 WESTGATE CIR
City	TALBOTT
State	TN
Zip	37877-8410
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WESTGATE #2 PB: 7 PG: 58 LOT: 17 68.68X227.67 IRR
Legal Subdivision	WESTGATE #2
Legal Lot Number	17
Jurisdiction	HAMBLEN TN
Minor Civil Division	12
Census Blockgroup	2
Census Block	2043
Census Tract	101100

Owner

Source: Hamblen County records · APN 054F-D-017.00

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6864 WESTGATE CIR, TALBOTT, TN 37877-8410
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Dec 27, 2024 · Amount on Record
Deed Doc Number	202657228
Deed Book / Page	2216 / 303
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Jul 30, 2026
Property Address	6864 WESTGATE CIR, TALBOTT, TN 37877-8410
Document Number	0000057228
Book / Page	2216 / 303
Instrument Date	Jul 24, 2026
Instrument	202657228
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	BROADWAY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$128,926.50
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6864 WESTGATE CIR, TALBOTT, TN 37877-8410

Mortgage

Document Number	0000057229,
Date	Jul 30, 2026
Book Page	2216/305
Instrument	202657229

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamblen County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00 (+47.73%)	$77,500 (+97.96%) Land $9,275 Building $68,225	$310,000 (+97.96%) Land $37,100 Building $272,900
2023		$39,150 (-) Land $6,600 Building $32,550
2022	$771.00	$39,150 Land $6,600 Building $32,550	$156,600 (-) Land $26,400 Building $130,200
2020			$156,600 Land $26,400 Building $130,200

Flood & Wildfire

6864 Westgate Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Hamblen County (47063C), updated August 9, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 46th percentile of exposed land nationally · 62nd in Tennessee
Wildfire Likelihood	Moderate — about 1 in 1,010 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.