6863 Merchant Rd, Delaware, OH 43015 Property Records

Delaware County property record for 6863 Merchant Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,711 sqft · built 1901
Lot Size	5.02 acres (218,976 sqft)
Owner	2 Individual Names on File
Last Sale	$417,000 (Jun 2018)
Tax Bill	$9,424 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`600-240-04-001-001`

Property Details

APN / Parcel Number

Primary APN	`600-240-04-001-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,711 sqft Living Area
Gross Area	2,291 sqft
1st Floor Area	1,196 sqft
Upper Floors Area	515 sqft
Basement Area	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	218,976 sqft (5.02 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	168 sqft
Deck Area	Deck Area
Shed	1 Shed
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	6863 MERCHANT RD
City	DELAWARE
State	OH
Zip	43015-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS SURVEY 2547
Legal Subdivision	R COOPERS
Legal Lot Number	1
Jurisdiction	DELAWARE OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3006
Census Tract	11412

Owner

6863 Merchant Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6863 MERCHANT RD, DELAWARE, OH 43015-4651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 24, 2021	Warranty Deed, Transfer ESQUIRE TITLE, ESQUIRE TITLE SERVICES INC
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK
Oct 29, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 8, 2018	Survivorship Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Deed Document Number	201815043
Deed Book / Page	1575 / 2481
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	6863 MERCHANT RD, DELAWARE, OH 43015-4651
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6863 MERCHANT RD, DELAWARE, OH 43015-4651

Mortgage

Document Number	0000033386
Date	Jul 26, 2021
Book Page	1883/439
Instrument	202100033386

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 24, 2021
Property Address	6863 MERCHANT RD, DELAWARE, OH 43015-4651
Document Number	0000028738
Book / Page	1872 / 2736
Instrument Date	Jun 10, 2021
Instrument	202100028738
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9000 MEMORIAL DR, PLAIN CITY, OH 43064-8619

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	6863 MERCHANT RD, DELAWARE, OH 43015-9485
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016427
Date	Apr 8, 2021
Book Page	1846/2454
Instrument	202100016427

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CORYDON, IN 47112

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	324 Months
Due	Apr 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	6863 MERCHANT RD, DELAWARE, OH 43015-9485
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030889
Date	Oct 29, 2019
Book Page	1675/2867
Instrument	201900030889

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 8, 2018
Property Address	6863 MERCHANT RD, DELAWARE, OH 43015-9485
Document Number	0000015043
Book / Page	1575 / 2481
Map Reference	BK 234 PG 144
Instrument Date	Jun 8, 2018
Instrument	2018-00015043
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,251.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11733, NEWARK, NJ 07101-4733

Mortgage

Document Number	0000015044
Date	Jun 8, 2018
Instrument	2018-00015044

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 2, 2018
Property Address	6863 MERCHANT RD, DELAWARE, OH 43015-9485
Document Number	0000000102
Book / Page	001548 / 001093
Instrument Date	Dec 7, 2017
Instrument	102
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6863 MERCHANT RD DELAWARE OH 430159485, DELAWARE, OH 43015-9485

Tax Assessment & Valuation

The 2025 property tax bill for 6863 Merchant Rd was $9,424, down 1.3% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Concord Township
Unified School District	Dublin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,424.00 (-1.26%)	$168,460 (-) Land $84,880 Building $83,580	$481,300 Land $242,500 Building $238,800
2024	$9,544.00 (+0.45%) Homeowner's exemption	$168,460 (-) Land $84,880 Building $83,580
2023	$9,501.00 Homeowner's exemption	$168,460 Land $84,880 Building $83,580	$481,300 Land $242,500 Building $238,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6863 Merchant Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6863 Merchant Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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