6863 Ives Rd, Marcy, NY 13403 Property Records

Oneida County and Marcy Town property record for 6863 Ives Rd, Marcy, NY 13403

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,610 sqft · built 2000
Lot Size	29.3 acres (1,278,922 sqft)
Owner	2 Individual Names on File
Last Sale	$274,000 (Oct 2015)
Tax Bill	$6,107 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`304400 262.000-1-25.4`

Property Details

APN / Parcel Number

Primary APN	`304400 262.000-1-25.4`
Alternative APN	`440026200000010250040000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,110 sqft
Upper Floors Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	1,278,922 sqft (29.3 acres)
Lot Width	310 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	186 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6863 IVES RD
City	MARCY
State	NY
Zip	13403-2930
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Block	1
Legal Lot Number	25.004
Jurisdiction	ONEIDA NY
Township / Civil Division	MARCY
Census Block Group	3
Census Block	3042
Census Tract	26200

Owner

6863 Ives Rd, a rural home, is owned and occupied by two individuals who bought it in October 2015.

Source: Oneida County and Marcy Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6863 IVES RD, MARCY, NY 13403-2930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FCU
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2015 · Amount on File
Deed Sale	Oct 2, 2015 · Amount on File
Prior Sale	Jun 1, 2012 · Amount on File
Deed Book / Page	2015 / 14421
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Recording Date	Aug 26, 2026
Property Address	6863 IVES RD, MARCY, NY 13403-2930
Document Number	0000011372
Instrument Date	Aug 21, 2026
Instrument	202611372
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6863 IVES RD, MARCY, NY 13403-2930

Mortgage

Document Number	0000011372,
Date	Aug 26, 2026
Instrument	202611372

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	73 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6863 IVES RD, MARCY, NY 13403-2930
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015848
Date	Sep 21, 2021
Instrument	2021-015848

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	193 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6863 IVES RD, MARCY, NY 13403-2930
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006379
Date	Apr 25, 2022
Instrument	2022-006379

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6863 IVES RD, MARCY, NY 13403-2930
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008139
Date	Jul 6, 2023
Instrument	2023-008139

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	193 Months
Due	Aug 1, 2039

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6863 IVES RD, MARCY, NY 13403-2930
Document Number	0000013031
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6863 LVES RD MARCY NY 13403, MARCY, NY 13403

Mortgage

Document Number	0000013031
Date	Oct 1, 2020
Instrument	13031

Lender

Name	FIRST SOURCE FCU
Type	Credit Union
Address	NEW HARTFORD, NY 13413

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 30, 2035

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	6863 IVES RD, MARCY, NY 13403-2930
Document Number	0000017557
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6863 IVES RD MARCY NY 134032930, MARCY, NY 13403-2930

Mortgage

Document Number	0000017557
Date	Dec 16, 2019
Instrument	17557

Lender

Name	FIRST SOURCE FCU
Type	Credit Union
Address	NEW HARTFORD, NY 13413

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 15, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 6863 Ives Rd was $6,107, up 1.1% from the year before.

Source: Oneida County and Marcy Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Marcy Town
Unified School District	Whitesboro Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,107.00 (+1.08%)
2025	$6,042.00	$134,000 Land $34,000 Building $100,000	$291,304 Land $73,913 Building $217,391
2023		$134,000 (-) Land $34,000 Building $100,000	$248,148 (+14.81%) Land $62,963 Building $185,185
2022	$1,706.00	$134,000 Land $34,000 Building $100,000	$216,129 Land $54,839 Building $161,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6863 Ives Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6863 Ives Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida County Rural Telephone Fiber	1,000 / 100
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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