6863 460th St, Sutherland, IA 51058 Property Records

O'Brien County property record for 6863 460th St, Sutherland, IA 51058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,044 sqft · built 1977
Lot Size	9.44 acres (411,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Apr 2023)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0016101225`

Property Details

APN / Parcel Number

Primary APN	`0016101225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,044 sqft Living Area
1st Floor Area	1,372 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	A-Frame
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	411,206 sqft (9.44 acres)
Garage Type	Attached
Garage Area	1,137 sqft
Deck Area	524 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6863 460TH ST
City	SUTHERLAND
State	IA
Zip	51058-7539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-94-39 PARCEL D OF NW 1/4 NE 1/4
Legal Range	39W
Legal Township	94N
Legal Section	10
Legal Subdivision	PLAT OF DANIEL WITTROCK
Jurisdiction	O'BRIEN IA
Township / Civil Division	WATERMAN
Census Block Group	1
Census Block	1012
Census Tract	490400

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6863 460TH ST, SUTHERLAND, IA 51058-7539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Closed-End Mortgage SECURITY STATE BANK
Aug 13, 2013	Deed of Trust, Mortgage · Conventional Mortgage SECURITY STATE BANK
Oct 21, 2024	Deed of Trust, Mortgage · Line of Credit SECURITY STATE BANK
Apr 26, 2023	Correction Deed
Sep 24, 2020	Warranty Deed, Transfer
May 14, 2007	Warranty Deed, Construction Loan · Construction Mortgage SECURITY STATE BANK SUTHERLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	2023689
Last Transfer Date	Apr 26, 2023
Transfer Doc	0000000776
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	6863 460TH ST, SUTHERLAND, IA 51058-7539
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 NEWSTAR WAY, GOLDEN, CO 80403-8077

Mortgage

Document Number	0020230690
Date	Apr 13, 2023
Instrument	2023-0690

Lender

Name	SECURITY STATE BANK
Type	Bank
Address	PAULLINA, IA 51046

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Jun 12, 2028

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	6863 460TH ST, SUTHERLAND, IA 51058-7539
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201302094
Date	Aug 13, 2013
Instrument	2013-02094

Lender

Name	SECURITY STATE BANK
Type	Bank
Address	SUTHERLAND, IA 51058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2028

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	6863 460TH ST, SUTHERLAND, IA 51058-7539
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6863 460TH ST, SUTHERLAND, IA 51058-7539

Mortgage

Document Number	0020242350
Date	Oct 21, 2024
Instrument	2024-2350

Lender

Name	SECURITY STATE BANK
Type	Bank
Address	305 E GRAND AVE, PAULLINA, IA 51046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Dec 16, 2029

Interest

Change Frequency	Monthly

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	O'BRIEN IA
Recording Date	Apr 26, 2023
Property Address	6863 460TH ST, SUTHERLAND, IA 51058-7539
Document Number	0020230776
Instrument Date	Apr 26, 2023
Instrument	2023-0776
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6863 460TH ST, SUTHERLAND, IA 51058-7539

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Sep 24, 2020
Property Address	6863 460TH ST, SUTHERLAND, IA 51058-7539
Document Number	0202002693
Map Reference	MB 3 PG 810&811
Instrument Date	Sep 24, 2020
Instrument	2020-02693
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$455.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6863 460TH ST, SUTHERLAND, IA 51058-7539

May 2007: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 14, 2007
Property Address	6863 460TH ST, SUTHERLAND, IA 51058-7539
Document Number	0200701217
Map Reference	MB3 PG810&811
Instrument Date	May 11, 2007
Instrument	2007-01217
Transaction Type	Construction Loan
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6863 460TH ST, SUTHERLAND, IA 51058-7539
Investor	Possibly a Property Investor

Mortgage

Document Number	0200701245
Date	May 14, 2007
Instrument	2007-01245

Lender

Name	SECURITY STATE BANK SUTHERLAND

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 26, 2012
Change Frequency	Monthly

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Unified School District	South O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00 (+1.6%)	$338,650 (+7.24%) Land $74,680 Building $263,970	$338,650 (+7.24%) Land $74,680 Building $263,970
2024	$3,004.00 (+16.25%)
2023		$315,790 (+29%) Land $74,680 Building $241,110	$315,790 (+29%) Land $74,680 Building $241,110
2022	$2,584.00 Homeowner's exemption	$244,800 Land $67,500 Building $177,300
2021			$244,800 Land $67,500 Building $177,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 85% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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