Pasco County property record for 6862 Ripple Pond Loop, Zephyrhills, FL 33541 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,530 sqft · built 2023 |
| Lot Size | 0.095 acres (4,144 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,000 (May 2026) |
| Tax Bill | $5,825 (2025) |
| Deeds & Mortgages | May 2026 Sale Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-21-0140-00100-0250 |
| Primary APN | 04-26-21-0140-00100-0250 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 1,782 sqft |
| 1st Floor Area | 1,530 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,144 sqft (0.095 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Driveway | Driveway |
| Driveway Area | 340 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6862 RIPPLE POND LOOP |
|---|---|
| City | ZEPHYRHILLS |
| State | FL |
| Zip | 33541-4828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABBOTT SQUARE PHASE 1A PB 89 PG 28 BLOCK 1 LOT 25 |
| Legal Subdivision | ABBOTT SQUARE |
| Legal Tract | 140 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | ZEPHYRHILLS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 32901 |
Source: Pasco County records · APN 04-26-21-0140-00100-0250
Assessment roll updated December 29, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5444 BERNADETTE DR, ZEPHYRHILLS, FL 33541-1962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 11, 2026 | Warranty Deed, Transfer HOMELIFE TITLE LLC, HOMELIGHT TITLE LLC |
| Sep 15, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2023 · Amount on Record |
| Deed Document Number | 202687250 |
| Deed Book / Page | 11417 / 2765 |
| Prior Transfer Date | May 22, 2024 |
| Prior Transfer Doc | 0110200914 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 11, 2026 |
| Property Address | 6862 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4828 |
| Document Number | 0000087250 |
| Book / Page | 11417 / 2765 |
| Instrument Date | May 07, 2026 |
| Instrument | 2026.87250 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | HOMELIFE TITLE LLC, HOMELIGHT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $152,712.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5444 BERNADETTE DR, ZEPHYRHILLS, FL 33541-1962 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 15, 2023 |
| Property Address | 6862 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4828 |
| Document Number | 0108861320 |
| Book / Page | 10886 / 1320 |
| Map Reference | MB 89 PG 28 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023164466 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 09, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,881.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709 |
| Name | Verified Name |
|---|---|
| Address | 6862 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4828 |
| Document Number | 0108861324 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 10886/1324 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2038 |
Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Municipality | Zephyrhills City |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,310 (+2.9%) | $217,479 (-0.22%) Land $32,995 Building $184,484 | |
| 2025 | $5,825.00 (+25.46%) Homeowner's exemption | $177,180 (+436.99%) Land $32,995 Building $144,185 | $217,957 (+560.58%) Land $32,995 Building $184,962 |
| 2024 | $4,643.00 (+106.54%) | ||
| 2023 | $2,248.00 (+677.85%) | $32,995 (+15%) Land $32,995 | $32,995 (+15%) Land $32,995 |
| 2022 | $289.00 | $13,198 | $13,198 Land $13,198 |
Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010329013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 65 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 5 (2024) |
| Most Recent Claim | Oct 2024, river or lake flooding, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 336 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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