6861 Northpoint Ct, Troy, MI 48085 Property Records

Oakland County property record for 6861 Northpoint Ct, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,877 sqft · built 1978
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$387,500 (Dec 2021)
Tax Bill$5,638 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-02-203-005

Property Details

APN / Parcel Number

Primary APN88-20-02-203-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,877 sqft Living Area
1st Floor Area1,877 sqft
Basement Area1,587 sqft
Unfinished Basement1,877 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions170 ft deep x 76 ft wide
Garage Area486 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6861 NORTHPOINT CT
CityTROY
StateMI
Zip48085-1209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 2 SANDSHORES LAKE ESTATES NO 2LOT 122
Legal Range11E
Legal Township2N
Legal Section2
Legal SubdivisionSANDSHORES LAKE ESTATES NO 2
Legal Lot Number122
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3001
Census Tract196100

Owner

6861 Northpoint Ct is owned and occupied by two individuals who bought it in December 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address6861 NORTHPOINT CT, TROY, MI 48085-1209
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jul 2, 2020Warranty Deed, Transfer · Conventional with PMI
CASON HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2021 · Amount on File
Deed SaleDec 8, 2021 · Amount on File
Prior SaleJul 2, 2020 · Amount on File
Deed Document Number2021269978
Deed Book / Page57152 / 867
Prior Transfer DateMay 30, 2002
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 8, 2021
Property Address6861 NORTHPOINT CT, TROY, MI 48085-1209
Document Number0000269978
Book / Page57152 / 867
Map ReferenceLB 151 PG 4&5
Instrument DateNov 12, 2021
Instrument269978
Transaction TypeTransfer
Record UpdatedFeb 16, 2022
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,906.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6861 NORTHPOINT CT, 6861, TROY, MI 48085-1209

Transferred To (Grantee/Buyer)

NameVerified Name
Address6861 NORTHPOINT CT, TROY, MI 48085-1209

Mortgage

Document Number0057152417
DateDec 8, 2021
Instrument57152/417
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 2, 2020
Property Address6861 NORTHPOINT CT, TROY, MI 48085-1209
Document Number0000128681
Book / Page054437 / 000510
Instrument DateJun 19, 2020
Instrument128681
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,821.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5244 COPLEY SQUARE RD GRAND BLANC MI 484398726, GRAND BLANC, MI 48439-8726

Mortgage

Document Number126108
DateJul 2, 2020
Book Page054419/000663
Instrument126108
Lender
NameCASON HM LNS
TypeFunding / Finance Company
AddressPALM BEACH GARDENS, FL 33408
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6861 Northpoint Ct was $5,638 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,638.00
2023$338,120
2022$5,864.00$169,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6861 Northpoint Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6861 Northpoint Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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