6860 SW 128th St, Pinecrest (Miami), FL 33156 Property Records

Miami-Dade County property record for 6860 SW 128th St, Pinecrest, FL 33156

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,173 sqft · built 1958
Lot Size	0.477 acres (20,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,150,000 (Jul 2026)
Tax Bill	$8,182 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2022 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`20-5014-011-0530`

Property Details

APN / Parcel Number

Primary APN	`20-5014-011-0530`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,173 sqft Living Area
1st Floor Area	3,173 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Concrete Block
Lot Area	20,778 sqft (0.477 acres)
Patio Area	306 sqft

Location & Zoning

Street Address	6860 SW 128TH ST
City	PINECREST
State	FL
Zip	33156-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2100
Legal Description	ROCK LAKE PB 65-44 LOT 2 BLK 5 F/A/U 30-5014-011-0530 OR 18638-2845 0699 1
Legal Range	40E
Legal Township	55S
Legal Section	14
Legal Subdivision	ROCK LAKE
Legal Block	5
Legal Lot Number	2
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	1
Census Block	1010
Census Tract	8101

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6860 SW 128TH ST, PINECREST, FL 33156-6254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 12, 2017	Deed of Trust, Mortgage · ARM BISCAYNE BANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Jun 4, 1999 · Amount on Record
Deed Document Number	2026463865
Deed Book / Page	35387 / 2828
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 8, 2026
Property Address	6860 SW 128TH ST, PINECREST, FL 33156-6254
Document Number	0000463865
Book / Page	35387 / 2828
Instrument Date	Jun 29, 2026
Instrument	2026463865
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6860 SW 128TH ST, PINECREST, FL 33156-6254

Mortgage

Document Number	0000463866,
Date	Jul 8, 2026
Instrument	2026463866

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	6860 SW 128TH ST, PINECREST, FL 33156-6254
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6860 SW 128TH ST, PINECREST, FL 33156-6254

Mortgage

Document Number	0000013748
Date	Jan 6, 2022
Book Page	32943/1939
Instrument	2022R0013748

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	6860 SW 128TH ST, PINECREST, FL 33156-6254
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6860 SW 128TH ST, PINECREST, FL 33156-6254

Mortgage

Document Number	0000145077
Date	Feb 25, 2021
Book Page	32370/4594
Instrument	2021R0145077

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	6860 SW 128TH ST, PINECREST, FL 33156-6254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395329
Date	Jul 12, 2017
Book Page	30608/4912
Instrument	2017R0395329

Lender

Name	BISCAYNE BANK
Type	Bank
Address	MIAMI, FL 33133

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	11.7%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	6860 SW 128TH ST, PINECREST, FL 33156-6254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442438
Date	Aug 12, 2020
Book Page	32046/4554
Instrument	2020R0442438

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Pinecrest Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,182.00 (+9.39%) Homeowner's exemption	$455,135 (+5.99%)	$1,411,314 (+22.8%) Land $1,038,900 Building $372,414
2023	$7,480.00 (+3.67%) Homeowner's exemption	$429,427 (+3%)	$1,149,279 (+29.52%) Land $805,005 Building $344,274
2022	$7,215.00 Homeowner's exemption	$416,920	$887,360 Land $608,226 Building $279,134

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 216 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	216 in force
Nearby Flood Claims	47 (1982–2024)
Claims Outside the SFHA	5 of 47
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 15 claims Hurricane Irene, Oct 1999 · 8 claims Hurricane Andrew, Aug 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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