6860 Murray Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 6860 Murray Ridge Rd, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,228 sqft · built 1956
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$115,500 (Nov 2016)
Tax Bill$3,137 (2025)
Deeds & MortgagesSep 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN06-23-005-103-006

Property Details

APN / Parcel Number

Primary APN06-23-005-103-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,228 sqft Living Area
1st Floor Area1,244 sqft
Basement Area1,244 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area47,916 sqft (1.1 acres)
Lot Dimensions450 ft deep x 100 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address6860 MURRAY RIDGE RD
CityELYRIA
StateOH
Zip44035-1038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRACE TRACT
Legal SubdivisionBRACE TRACT
Legal Tract23
Legal Block103
Legal Lot Number5
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1011
Census Tract70300

Owner

Source: Lorain County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6860 MURRAY RIDGE RD, ELYRIA, OH 44035-1038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2016 · Amount on Record
Deed SaleNov 22, 2016 · Amount on Record
Prior SaleJun 24, 2013 · Amount on Record
Deed Document Number2016609306
Prior Transfer DateOct 27, 2005
Prior Transfer Doc0000130066
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateSep 11, 2026
Property Address6860 MURRAY RIDGE RD, ELYRIA, OH 44035-1038
Document Number0000111237
Instrument DateAug 17, 2026
Instrument2026111237
Transaction TypeMortgage
Record UpdatedSep 23, 2026
Title CompanyNEWMAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6860 MURRAY RIDGE RD, ELYRIA, OH 44035-1038

Mortgage

Document Number0000111237,
DateSep 11, 2026
Instrument2026111237
Lender
NameFARMERS NATIONAL BANK/CANFIELD
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 1, 2027
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionElyria Township
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,137.00$51,270 (%) Land $14,100 Building $37,170$146,490 (-) Land $40,290 Building $106,200
2024$3,137.00 (-1.45%)$51,272 (+10.89%) Land $14,102 Building $37,170$146,490 (+10.89%) Land $40,290 Building $106,200
2023$3,183.00 (+6.35%)$46,235 (-0.01%) Land $12,775 Building $33,460$132,100 (-) Land $36,500 Building $95,600
2022$2,993.00$46,240 Land $12,780 Building $33,460
2021$132,100 Land $36,500 Building $95,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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