6860 Ebenezer Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 6860 Ebenezer Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,530 sqft · built 1994
Lot Size	0.169 acres (7,361 sqft)
Owner	2 Individual Names on File
Last Sale	$142,780 (Jun 1994)
Tax Bill	$4,414 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2021 Transfer + 2 more
APN	`15-2200000863`

Property Details

APN / Parcel Number

Primary APN	`15-2200000863`
Alternative APN	`2200000863`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Siding
Lot Area	7,361 sqft (0.169 acres)
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	2200000863
Street Address	6860 EBENEZER RD
City	MIDDLE RIVER
State	MD
Zip	21220-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1690 AC WOODS AT BAY COUNTRY
Legal Subdivision	WOODS AT BAY COUNTRY
Legal Block	1
Legal Lot Number	1
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1006
Census Tract	451702

Owner

Source: Baltimore County records · APN 15-2200000863

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6860 EBENEZER RD, MIDDLE RIVER, MD 21220-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 20, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 02, 2017	Grant Deed, Transfer · Conventional with PMI PHH HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 1994 · Amount on Record
Deed Sale	Jun 21, 1994 · Amount on Record
Deed Book / Page	10601 / 654
Last Transfer Date	Feb 26, 2021
Transfer Doc	0447330232
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	6860 EBENEZER RD, MIDDLE RIVER, MD 21220-1221
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0444930380
Date	Apr 14, 2021
Book Page	44493/380

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 01, 2036

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	May 20, 2021
Property Address	6860 EBENEZER RD, MIDDLE RIVER, MD 21220-1221
Document Number	0447330232
Book / Page	44733 / 232
Map Reference	MB SM NO 62 FO 8
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	Jun 04, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6860 EBENEZER RD, MIDDLE RIVER, MD 21220-1221
Investor	Possibly a Property Investor

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	6860 EBENEZER RD, MIDDLE RIVER, MD 21220-1221
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0395290174
Date	Oct 19, 2017
Book Page	0039529/174

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	ESSEX, MD 21221

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 02, 2017
Property Address	6860 EBENEZER RD, MIDDLE RIVER, MD 21220-1221
Document Number	0395840076
Book / Page	039584 / 000076
Instrument Date	Oct 25, 2017
Transaction Type	Transfer
Record Updated	Nov 08, 2017
Title Company	MIDATLANTIC SETTLEMENT SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6860 EBENEZER RD MIDDLE RIVER MD 212201221, MIDDLE RIVER, MD 21220-1221

Mortgage

Document Number	395840082
Date	Nov 02, 2017
Book Page	039584/000082

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	VIENNA, VA 22182

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$285,000 (+12.47%)	$300,800 (+18.71%) Land $98,900 Building $201,900
2024	$4,414.00 (+107.23%)
2023	$2,130.00 Homeowner's exemption	$253,400 Land $98,300 Building $155,100	$253,400 Land $98,300 Building $155,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 53 policies
Nearby Flood Policies	53 in force
Nearby Flood Claims	62 (1978–2024)
Claims Outside the SFHA	12 of 62
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 42 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 93 locations within half a mile of this property.

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