686 Young St, Melbourne, FL 32935 Property Records

Brevard County property record for 686 Young St, Melbourne, FL 32935 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,484 sqft · built 2020
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$322,300 (Feb 2020)
Tax Bill	$116 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-37-21-05-*-10`

Property Details

APN / Parcel Number

Primary APN	`27-37-21-05-*-10`
Alternative APNs	`27-37-21-05-00000.0-0010.00` `3021576`

Interior

Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,484 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	404 sqft
Porch	Finished/Open Porch

Location & Zoning

Account Number	3021576
Street Address	686 YOUNG ST
City	MELBOURNE
State	FL
Zip	32935-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SNELLS S/D OF LOT 25 HOUSTONS ADD TO EAU GALLIE LOT 10
Legal Range	37E
Legal Township	27S
Legal Section	21
Legal Subdivision	SNELLS S/D OF LOT 25 HOUSTONS ADD TO EAU
Legal Lot Number	10
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1008
Census Tract	64201

Owner

Source: Brevard County records · APN 27-37-21-05-*-10

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	686 YOUNG ST, MELBOURNE, FL 32935-7059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	202040393
Deed Book / Page	8668 / 2389
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	686 YOUNG ST, MELBOURNE, FL 32935-7059
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 YOUNG ST, MELBOURNE, FL 32935-7059

Mortgage

Document Number	0098780495
Date	Sep 01, 2023
Book Page	9878/495
Instrument	2023187885

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Aug 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,140 (+2.7%)	$392,480 (-8.66%)
2025	$116.00 (-95.02%) Disabled Person's exemption Veteran's exemption	$183,200 (+5.98%)	$429,680 (+3.58%) Land $120,000 Building $309,680
2023	$2,327.00 (+7.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$172,860 (+3%)	$414,820 (+17.75%) Land $120,000 Building $294,820
2022	$2,173.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$167,830	$352,300 Land $118,000 Building $234,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090642011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force 27 of 44 on primary residences
Nearby Flood Claims	14 (1995–2017)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Oct 2017, river or lake flooding, Hurricane Irma
Flood Events	Hurricane Irma (Oct 2017), 2 claims Tropical Storm Fay (Aug 2008), 2 claims Hurricane Frances (Sep 2004), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.