686 Woodgate Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 686 Woodgate Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,000 sqft · built 1977
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Feb 2001)
Tax Bill	$2,330 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0022F093000`

Property Details

APN / Parcel Number

Primary APN	`0022F093000`
Alternative APNs	`0022F093` `12993`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,000 sqft Heated Area
1st Floor Area	1,000 sqft
2nd Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	237 ft deep x 94 ft wide
Garage Area	506 sqft
Porch	Open Porch
Porch Area	340 sqft
Deck Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12993
Old Parcel Number	0022F093000
Street Address	686 WOODGATE RD
City	RINGGOLD
State	GA
Zip	30736-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART LOT 79 WOODGATE UNIT 1
Legal Subdivision	WOODGATE
Legal Lot Number	79
Legal Unit	1
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3011
Census Tract	30201

Owner

686 Woodgate Rd is owned and occupied by two individuals who bought it in February 2001.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	686 WOODGATE RD, RINGGOLD, GA 30736-5045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2001 · Amount on File
Deed Sale	Feb 9, 2001 · Amount on File
Deed Document Number	0000784407
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	686 WOODGATE RD, RINGGOLD, GA 30736-5045
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 WOODGATE RD, RINGGOLD, GA 30736-5045

Mortgage

Document Number	0024140000000203
Date	Oct 27, 2025
Book Page	0000002414/0000000203
Instrument	D2025-007537

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	686 WOODGATE RD, RINGGOLD, GA 30736-5045
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 WOODGATE RD, RINGGOLD, GA 30736-5045

Mortgage

Document Number	0022210000000266
Date	May 17, 2022
Book Page	0000002221/0000000266
Instrument	004187

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	686 WOODGATE RD, RINGGOLD, GA 30736-5045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019270016
Date	Mar 28, 2018
Book Page	1927/16
Instrument	002070

Lender

Name	PHH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 686 Woodgate Rd was $2,330 with exemptions applied.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,330.00 Homeowner's exemption Senior Citizen's exemption	$132,064 Land $12,000 Building $120,064	$330,160 Land $30,000 Building $300,160
2023	$2,146.00 (+33.21%) Homeowner's exemption	$97,893 Land $10,390 Building $87,503	$244,733 Land $25,976 Building $218,757
2022	$1,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 Woodgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Woodgate Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company Fiber	1,000 / 1,000

May also be available: Verizon.

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