Clark County property record for 686 White Oak Dr, Springfield, OH 45504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,792 sqft · built 1958 |
| Lot Size | 0.927 acres (40,384 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Sep 2022) |
| Tax Bill | $2,687 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 300-06-00017-205-007 |
| Primary APN | 300-06-00017-205-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 1,820 sqft |
| 1st Floor Area | 1,392 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 40,384 sqft (0.927 acres) |
| Lot Dimensions | 318 ft deep x 95 ft wide |
| Terrain | Rolling |
| Garage Type | Basement |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 418 sqft |
| Patio Area | 70 sqft |
| Balcony Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 686 WHITE OAK DR |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45504-4171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | FOREST HILLS SUBDVN NO 3 45 |
| Legal Subdivision | FOREST HILLS SUBD |
| Legal Block | 205 |
| Legal Lot Number | 7 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 2000 |
Source: Clark County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 686 WHITE OAK DR, SPRINGFIELD, OH 45504-4171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 6, 2022 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Sep 25, 2019 | Grant Deed, Transfer WRIGHT-PATT CU |
| Jan 25, 2017 | Warranty Deed, Transfer · FHA Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2022 · Amount on Record |
| Deed Sale | Sep 6, 2022 · Amount on Record |
| Prior Sale | Sep 25, 2019 · Amount on Record |
| Deed Document Number | 202213322 |
| Deed Book / Page | 2215 / 148 |
| Prior Transfer Date | Aug 31, 2015 |
| Prior Transfer Doc | 0000011737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Sep 6, 2022 |
| Property Address | 686 WHITE OAK DR, SPRINGFIELD, OH 45504-4171 |
| Document Number | 0000013322 |
| Book / Page | 2215 / 148 |
| Map Reference | VOL 10 PG 68 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 202200013322 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 686 WHITE OAK DR, SPRINGFIELD, OH 45504-4171 |
| Document Number | 0000013323 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 202200013323 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Sep 25, 2019 |
| Property Address | 686 WHITE OAK DR, SPRINGFIELD, OH 45504-4171 |
| Document Number | 0000012283 |
| Book / Page | 002162 / 001318 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 12283 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2019 |
| Title Company | STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 686 WHITE OAK DR SPRINGFIELD OH 455044171, SPRINGFIELD, OH 45504-4171 |
| Document Number | 12284 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 002162/001320 |
| Instrument | 12284 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Jan 25, 2017 |
| Property Address | 686 WHITE OAK DR, SPRINGFIELD, OH 45504-4171 |
| Document Number | 0000001055 |
| Book / Page | 2106 / 2423 |
| Map Reference | VOL 10 PG 68 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 201700001055 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 WHITE OAK DR, SPRINGFIELD, OH 45504-4171 |
| Document Number | , 201700001056 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 201700001056 |
| Type | Mortgage Company |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Clark County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| County Subdivision | Springfield Township |
| Unified School District | Clark-Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,660 (+67.07%) Land $18,950 Building $68,710 | $250,450 (+67.06%) Land $54,130 Building $196,320 | |
| 2024 | $2,687.00 (+5.46%) | ||
| 2023 | $52,470 Land $13,310 Building $39,160 | ||
| 2022 | $2,548.00 | $149,920 Land $38,040 Building $111,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENON VILLAGE PWS serves 2,415 people · EPA ID OH1201812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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