686 Westwinds Dr, Dayton, NV 89403 Property Records

Lyon County property record for 686 Westwinds Dr, Dayton, NV 89403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,547 sqft · built 2002
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Jun 2019)
Tax Bill	$1,950 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-901-16`

Property Details

APN / Parcel Number

Primary APN	`019-901-16`
Alternative APNs	`016-403-19` `1990116`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,547 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,098 sqft (0.14 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	686 WESTWINDS DR
City	DAYTON
State	NV
Zip	89403-7434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR1
Legal Description	1-16-21 FR SE4 SW4 CREATED FROM SPLIT OF PARCEL # 016-403-19 SUTRO HEIGHTS PHASE I SM266838
Legal Subdivision	SUTRO HEIGHTS PHASE 1
Legal Block	2
Legal Lot Number	23
Jurisdiction	LYON NV
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2006
Census Tract	960305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Virginia City Historic District listed 1966 · 382 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000458

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

686 Westwinds Dr is owned and occupied by an individual who bought it in June 2019.

Source: Lyon County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	686 WESTWINDS DR, DAYTON, NV 89403-7434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Jun 28, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 22, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Nov 1, 2010 · Amount on File
Deed Document Number	2019598261
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	686 WESTWINDS DR, DAYTON, NV 89403-7434
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000640135
Date	Jun 29, 2021
Instrument	640135

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Jun 28, 2019
Property Address	686 WESTWINDS DR, DAYTON, NV 89403-7434
Document Number	0000598261
Map Reference	DOC 266838
Instrument Date	Jun 21, 2019
Instrument	598261
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4810 RIVERTON LN, 4810, BOWIE, MD 20715-1014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 WESTWINDS DR, DAYTON, NV 89403-7434

Mortgage

Document Number	0000598262
Date	Jun 28, 2019
Instrument	598262

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LYON NV
Recording Date	May 22, 2019
Property Address	686 WESTWINDS DR, DAYTON, NV 89403-7434
Document Number	0000596299
Instrument Date	May 22, 2019
Instrument	596299
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 WESTWINDS DR DAYTON NV 894037434, DAYTON, NV 89403-7434

Tax Assessment & Valuation

The 2026 property tax bill for 686 Westwinds Dr was $1,950.

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,950.00	$119,766 (-0.96%) Land $57,750 Building $62,016	$342,189 (-0.96%) Land $165,000 Building $177,189
2025		$120,931 Land $57,750 Building $63,181	$345,517 Land $165,000 Building $180,517
2023	$1,783.00 (+21.38%)	$117,434 (+13.9%) Land $57,750 Building $59,684	$335,527 (+13.9%) Land $165,000 Building $170,527
2022	$1,469.00	$103,105 Land $48,090 Building $55,015	$294,587 Land $137,400 Building $157,187

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 686 Westwinds Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Westwinds Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 56% of Nevada
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON VALLEY WATER SYSTEM serves 16,000 people · EPA ID NV0000032
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Tristate Wi-Fi by Wi-Fiber.

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