Shelby County property record for 686 West Dr, Memphis, TN 38112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,932 sqft · built 1927 |
| Lot Size | 0.196 acres (8,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,000 (Jun 1997) |
| Tax Bill | $2,464 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-6090-0-0001 |
| Primary APN | 03-6090-0-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,932 sqft Living Area |
| Gross Area | 3,312 sqft |
| 1st Floor Area | 1,794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | English |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,553 sqft (0.196 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 660 sqft |
| Patio Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 686 WEST DR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38112-1727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | ES WEST DRIVE COR NORTH DRIVE SE |
| Legal Subdivision | HEIN PARK |
| Legal Lot Number | PT38 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hein Park Historic District listed 1988 · 278 contributing resources · NRIS 88002613 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
686 West Dr is owned and occupied by an individual who acquired it in March 2011.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 WEST DR, MEMPHIS, TN 38112-1727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2018 | Deed of Trust, Mortgage · Line of Credit ORION FCU |
| Oct 18, 2018 | Deed of Trust, Mortgage · Line of Credit ORION FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 1997 · Amount on File |
| Deed Sale | Jun 4, 1997 · Amount on File |
| Prior Sale | Dec 28, 1995 · Amount on File |
| Deed Document Number | 1997GR-0998 |
| Last Transfer Date | Mar 31, 2011 |
| Transfer Doc | 0000038013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 686 WEST DR, MEMPHIS, TN 38112-1727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 686 WEST DR, MEMPHIS, TN 38112-1727 |
| Document Number | 0000008626 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 18008626 |
| Name | ORION FCU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38133 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 28, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 686 WEST DR, MEMPHIS, TN 38112-1727 |
| Document Number | 0000130651 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2019 |
| Name | Verified Name |
|---|---|
| Address | 686 WEST DR MEMPHIS TN 381121727, MEMPHIS, TN 38112-1727 |
| Document Number | 0000130651 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 130651 |
| Name | ORION FCU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38133 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 25, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 686 West Dr was $2,464.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,464.00 | $91,625 Land $15,550 Building $76,075 | $366,500 Land $62,200 Building $304,300 |
| 2023 | $88,800 Land $10,775 Building $78,025 | ||
| 2022 | $5,409.00 | ||
| 2021 | $355,200 Land $43,100 Building $312,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 686 West Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 West Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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