686 W Main Rd, El Centro, CA 92243 Property Records

Imperial County property record for 686 W Main Rd, El Centro, CA 92243 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1938
Square Footage1,126 sqft Living Area
Lot Size19,835 sqft (0.455 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2019)
Tax Bill$2,709.00 (2025)

Property Details

APN / Parcel Number

Primary APN052-030-035-000
Alternative APNs
  • 0520303501
  • 05203035

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,126 sqft Living Area
1st Floor1,126 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Lot Area19,835 sqft (0.455 acres)

Utilities and HVAC

SewageSewage Connected

Location & Zoning

Street Address686 W MAIN RD
CityEL CENTRO
StateCA
Zip92243-2115
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN237FT OF S 267FT OF E83FT OF W 478FT TR 270 15/16-13 .45 AC
Legal SubdivisionTRACT 270
Legal Tract270
Legal Block3
JurisdictionIMPERIAL CA
Minor Civil DivisionEL CENTRO
Census Blockgroup3
Census Block3030
Census Tract11201

Owner

Source: Imperial County records · APN 052-030-035-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address686 W MAIN RD, EL CENTRO, CA 92243-2115
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 28, 2019Grant Deed, Transfer · Conventional Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2019 · Amount on Record
Deed SaleMay 28, 2019 · Amount on Record
Prior SaleMay 30, 2003 · Amount on Record
Deed Doc Number20199269
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address686 W MAIN RD, EL CENTRO, CA 92243-2115
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 W MAIN RD, EL CENTRO, CA 92243-2115

Mortgage

Document Number0000019021
DateOct 20, 2020
Instrument2020019021
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateMay 28, 2019
Property Address686 W MAIN RD, EL CENTRO, CA 92243-2115
Document Number0000009269
Instrument DateMay 17, 2019
Instrument2019009269
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address686 W MAIN RD, EL CENTRO, CA 92243-2115
InvestorPossibly a Property Investor

Mortgage

Document Number0000009270
DateMay 28, 2019
Instrument2019009270
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictMcCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$244,629 (+6.12%) Land $113,781 Building $130,848
2025$2,709.00 (+3%)
2023$2,630.00 (+2.37%)$230,521 Land $107,219 Building $123,302
2022$2,569.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Imperial County (06025C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on W Main Rd

Nearby Streets

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