686 W J St, Benicia, CA 94510 Property Records

Solano County property record for 686 W J St, Benicia, CA 94510

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 2018
Lot Size	0.248 acres (10,813 sqft)
Owner	2 Trust Names on File
Last Sale	$680,000 (Sep 2020)
Tax Bill	$8,446 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0089-021-290`

Property Details

APN / Parcel Number

Primary APN	`0089-021-290`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	3 Stories
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	10,813 sqft (0.248 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	686 W J ST
City	BENICIA
State	CA
Zip	94510-3047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2
Legal Subdivision	CITY OF BENICIA
Legal Lot Number	2
Jurisdiction	SOLANO CA
Township / Civil Division	VALLEJO
Census Block Group	4
Census Block	4033
Census Tract	252000

Owner

686 W J St is owner-occupied and held in a trust since July 2023.

Source: Solano County records, as of August 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	686 W J ST, BENICIA, CA 94510-3047
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 9, 2023	Intrafamily Transfer, Transfer
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Sep 29, 2020	Grant Deed, Construction Loan · Conventional Mortgage GIFT DREW C TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Apr 22, 2016 · Amount on File
Deed Document Number	202083938
Last Transfer Date	Jul 13, 2023
Transfer Doc	0000033867
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	686 W J ST, BENICIA, CA 94510-3047
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684-686 W J ST, 686, BENICIA, CA 94510-3047

Mortgage

Document Number	0000054120
Date	Nov 12, 2025
Instrument	202500054120

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	686 W J ST, BENICIA, CA 94510-3047
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE COMPANY GLENDALE, FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 W J ST, BENICIA, CA 94510-3047

Mortgage

Document Number	0000080752
Date	Jul 30, 2021
Instrument	202100080752

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOLANO CA
Recording Date	Aug 9, 2023
Property Address	686 W J ST, BENICIA, CA 94510-3047
Document Number	0000033867
Map Reference	MB 48 PG 82
Instrument Date	Jul 13, 2023
Instrument	202300033867
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 W J ST, BENICIA, CA 94510-3047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	686 W J ST, BENICIA, CA 94510-3047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	684 W J ST, BENICIA, CA 94510-3047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 W J ST, BENICIA, CA 94510-3047

Mortgage

Document Number	0000101598
Date	Nov 10, 2020
Instrument	202000101598

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Sep 29, 2020
Property Address	684 W J ST, BENICIA, CA 94510-3047
Document Number	0000083938
Instrument Date	Sep 24, 2020
Instrument	83938
Transaction Type	Construction Loan
Record Updated	Oct 8, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 W J ST BENICIA CA 945103047, BENICIA, CA 94510-3047

Mortgage

Document Number	83939
Date	Sep 29, 2020
Instrument	83939

Lender

Name	GIFT DREW C TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 686 W J St was $8,446 with a homeowner's exemption, down 1.1% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Benicia City
County	Solano County
Unified School District	Benicia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$750,771 (+2%) Land $259,457 Building $491,314
2025	$8,446.00 (-1.12%) Homeowner's exemption	$736,051 Land $254,370 Building $481,681
2024	$8,542.00 (+2.48%)
2023	$8,335.00 (+1.71%) Homeowner's exemption	$707,472 (+2%) Land $244,494 Building $462,978	$798,570
2022	$8,195.00 Homeowner's exemption	$693,600 Land $239,700 Building $453,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 W J St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 686 W J St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BENICIA serves 27,131 people · EPA ID CA4810001
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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