Monroe County property record for 686 W Fleming Pl, Bloomington, IN 47404
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,062 sqft · built 2006 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,618 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-03905-06 |
| Primary APN | 011-03905-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,062 sqft Living Area |
| 1st Floor Area | 3,062 sqft |
| Basement Area | 1,258 sqft |
| Finished Basement | 1,258 sqft |
| Family Room | Family Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 111,514 sqft (2.56 acres) |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 011-03905-06 |
|---|---|
| Street Address | 686 W FLEMING PL |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-8815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRR |
| Legal Description | WAINWRIGHT MANOR LOT 6 (2.56A) |
| Legal Subdivision | WAINWRIGHT MANOR SUB |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1401 |
Source: Monroe County records · APN 011-03905-06
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 W FLEMING PL, BLOOMINGTON, IN 47404-8815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| May 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 686 W FLEMING PL, BLOOMINGTON, IN 47404-8815 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021019222 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 2021019222 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 686 W FLEMING PL, BLOOMINGTON, IN 47404-8815 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021001427 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021001427 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 686 W FLEMING PL, BLOOMINGTON, IN 47404-8815 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 2019006415 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 2019006415 |
| Name | NOT AVAILABLE |
|---|---|
| Address | FLINT, MI 48501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2039 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Washington Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,618.00 (-8.06%) | $479,700 (+10.91%) Land $80,900 Building $398,800 | $479,700 (+10.91%) Land $80,900 Building $398,800 |
| 2024 | $3,935.00 (+22.59%) | ||
| 2023 | $432,500 (+9.19%) Land $46,200 Building $386,300 | $432,500 (+9.19%) Land $46,200 Building $386,300 | |
| 2022 | $3,210.00 | $396,100 Land $46,200 Building $349,900 | $396,100 Land $46,200 Building $349,900 |
Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Smithville Holding Company Fiber | 1,000 / 1,000 |
| South Central Indiana Rural Electric Membership Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 36 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON TWP WATER AUTHORITY serves 3,825 people |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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