686 W Central Ave, Davidsonville, MD 21035 Property Records

Anne Arundel County property record for 686 W Central Ave, Davidsonville, MD 21035

Property Summary

Property Type	Rural Home
Details	2.5 ba · 3,193 sqft · built 1962
Lot Size	18.2 acres (794,970 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Jan 2021)
Tax Bill	$6,120 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-000-02644900`

Property Details

APN / Parcel Number

Primary APN	`01-000-02644900`
Alternative APNs	`100002644900` `00002644900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,193 sqft Living Area
Gross Area	3,913 sqft
1st Floor Area	2,094 sqft
Basement Area	1,099 sqft
Finished Basement	1,099 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	794,970 sqft
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Shed	1 Shed
Shed Area	120 sqft
Poultry House	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	00002644900
Street Address	686 W CENTRAL AVE
City	DAVIDSONVILLE
State	MD
Zip	21035-1936
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	18.252 ACRES DAVIDSONVILLE
Legal Subdivision	DAVIDSONVILLE
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	701301

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	686 W CENTRAL AVE, DAVIDSONVILLE, MD 21035-1936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK
Jan 22, 2021	Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Deed Book / Page	35993 / 219
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	686 W CENTRAL AVE, DAVIDSONVILLE, MD 21035-1936
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 PENNBROOKE CT, WEST RIVER, MD 20778-9787

Mortgage

Document Number	0400520506
Date	Nov 9, 2023
Book Page	40052/506

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	COLUMBIA, MD 21045

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 22, 2021
Property Address	686 W CENTRAL AVE, DAVIDSONVILLE, MD 21035-1936
Document Number	0359930219
Book / Page	35993 / 219
Map Reference	LB 4011 FO 393
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FREESTATE TTL SVCS OF ANNAPO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	686 W CENTRAL AVE, DAVIDSONVILLE, MD 21035-1936

Mortgage

Document Number	0359930225
Date	Jan 22, 2021
Book Page	35993/225

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,500 (+19.87%) Land $260,000 Building $268,500	$528,500 (+19.87%) Land $260,000 Building $268,500
2025	$6,120.00 (+27.13%)
2023	$4,814.00	$440,900 Land $260,000 Building $180,900	$440,900 Land $260,000 Building $180,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (2008–2022)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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