Indian River County property record for 686 Vickers St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,067 sqft · built 1976 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $241,900 (Dec 2021) |
| Tax Bill | $3,041 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-01-00003-1090-00016.0 |
| Primary APN | 31-38-01-00003-1090-00016.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,067 sqft Living Area |
| 1st Floor Area | 1,067 sqft |
| Utility Area | 77 sqft |
| Utility Room | Utility Room |
| Interior Walls | Plaster |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 420 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 313 sqft |
| Patio Area | 40 sqft |
| Fence | Fence |
| Heating System | Forced Air |
|---|
| Account Number | 17497 |
|---|---|
| Street Address | 686 VICKERS ST |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-4458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 02 BLK 109 LOT 16 PBI 5-35 |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 01 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 2 |
| Legal Block | 109 |
| Legal Lot Number | 16 |
| Legal Unit | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 50807 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 686 VICKERS ST, SEBASTIAN, FL 32958-4458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Aug 18, 2017 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Aug 18, 2017 · Amount on Record |
| Deed Document Number | 3120210084899 |
| Deed Book / Page | 3491 / 1740 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 13, 2021 |
| Property Address | 686 VICKERS ST, SEBASTIAN, FL 32958-4458 |
| Document Number | 0034911740 |
| Book / Page | 3491 / 1740 |
| Map Reference | MB 5 PG 34-37 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 3120210084899 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | MAJESTY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,693.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12385 79TH ST, FELLSMERE, FL 32948-5620 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 17TH AVE, BRICK, NJ 08724-2646 |
| Document Number | 0034911742 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 3491/1742 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 18, 2017 |
| Property Address | 686 VICKERS ST, SEBASTIAN, FL 32958-4458 |
| Document Number | 0030491727 |
| Book / Page | 003049 / 001727 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 48492 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2020 |
| Title Company | PROFESSIONAL TITLE, PROFESSIONAL TITLE OF I.R. |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 VICKERS ST SEBASTIAN FL 329584458, SEBASTIAN, FL 32958-4458 |
| Document Number | 30491728 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 003049/001728 |
| Instrument | 48493 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 17, 2047 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,041.00 (+2.84%) | $195,393 (-7.15%) Land $57,800 Building $137,593 | $195,393 (-7.15%) Land $57,800 Building $137,593 |
| 2023 | $2,957.00 (-9.74%) | $210,432 (+9.46%) Land $53,040 Building $157,392 | $210,432 (+9.46%) Land $53,040 Building $157,392 |
| 2022 | $3,276.00 | $192,247 Land $34,000 Building $158,247 | $192,247 Land $34,000 Building $158,247 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 7 (1993–2007) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Oct 2007 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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